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632 Westside Rd, Philipsburg, PA, 16866

2beds
1baths
1,350sqft
$215,000
$159price/sqft
$1,647/moest. monthly cost
$65,880/yrincome needed

About This Home

Rare Camp Opportunity at Black Moshannon State ParkEscape to the outdoors with this rare opportunity to own a private camp structure on DCNR leased land along West Side Road at Black Moshannon State Park. Set near Black Moshannon Lake in one of Central Pennsylvania's most desirable recreation areas, this camp offers the quiet wooded retreat buyers seek for weekends away, hunting season, hiking tr ips, fishing, paddling, wildlife watching, and relaxing in nature. The structure is privately owned; the land is leased through DCNR, and lease transfer is subject to approval. The location is a major part of the appeal. Black Moshannon State Park is known for forests, wetlands, bogs, dark tea-colored lake waters, and year-round outdoor recreation, with surrounding Moshannon State Forest adding to the remote, wild setting. Nearby activities include lake access, hiking, fishing, boating, hunting, mountain biking, wildlife viewing, winter recreation, and scenic drives through the park and forest. Inside, the camp offers a comfortable two-bedroom layout with an en-suite bathroom, eat-in kitchen with appliances included, and a welcoming living room centered around a fireplace. Electric heat, well water, a private septic system, year-round access, off-street parking, municipally maintained roads, views of Black Moshannon Lake, and an easy walk to the lake and boat launch add practical convenience to the classic camp experience. Highlights " Located on DCNR leased land near West Side Road at Black Moshannon State Park " Privately owned camp structure; land lease transfer subject to DCNR approval " Buyer must be a Pennsylvania resident to qualify for lease transfer " Two bedrooms, en-suite bathroom, eat-in kitchen, appliances included " Living room with fireplace, electric heat, well water, and private septic " Year-round access, off-street parking, and municipally maintained roads " Views of Black Moshannon Lake with an easy walk to the lake and boat launch " Close to trails, wetlands, bogs, hunting, fishing, boating, paddling, and Moshannon State Forest Black Moshannon Area Appeal West Side Road places this camp in the heart of the Black Moshannon experience. Buyers will appreciate proximity to the lake, Bog Trail boardwalk, shoreline areas, scenic wetlands, and connected trail systems that showcase the park's distinctive natural character. This setting is ideal for those seeking more than a cabin--it is a true outdoor base in a proven recreational area. Enjoy quiet mornings by the lake, afternoons on the trails, seasonal hunting, paddling, birding, photography, cross-country skiing, and evenings gathered at camp after a day outside. Important Lease Information This camp sits on land leased through the Pennsylvania Department of Conservation and Natural Resources. The Commonwealth owns the land, while the cabin and eligible improvements are privately owned. Purchase of the structure and transfer of the DCNR lease are separate steps, and any transfer is subject to DCNR requirements and approval. Buyer must be a Pennsylvania resident to qualify. Prospective buyers should review lease terms, eligibility, permitted uses, maintenance expectations, renewals, taxes, utilities, access, condition of improvements, and transfer procedures with the appropriate forest district office before purchase.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Stick-Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bathroom

  • Level: Main
  • Area: 30
  • Dimensions: 5 x 6

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 675
  • Finished area above ground: 675

Heating & Cooling

  • Heating features: Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16 x 12

Other

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Other

  • Level: Main
  • Area: 20
  • Dimensions: 4 x 5

Property

Details

  • Parcel number: 05009C,630,;001
  • Zoning: R

Features

  • Patio & porch: Enclosed,Porch,Screened

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: No Garage,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$150$1,800
Property Taxes $186$2,232
Electricity $224$2,692
Total$1,647$19,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,468/yr
40% on housing$49,410/yr
45% on housing$43,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 16866$92
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16866$122
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$205,000
2026-07-22Price change$215,000
2026-07-06Listed for sale$225,000

For Sale by Agent

AgentRobert Swansegar
BrokerageRyen Realty LLC

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