See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5705 E Main St #D, Verona, NY, 13478

1beds
1baths
910sqft
$194,900
$214price/sqft
$1,593/moest. monthly cost
$63,720/yrincome needed

About This Home

Private paradise! 16.8 acres of beautiful land with cleared paths and fields, including a blueberry patch, all leading down to and bordering Oneida Creek! A private drive leads you to a well built one bedroom one bath home with a full basement and a screened in porch. Offering 2 heat sources with propane or wood stove. If you are looking for pure privacy this could be the one! Please be aware if conventional mortgage there are items unfinished that may be required of the lender to be completed and will be at the buyers expense. Highest/best offers due by Monday 7/13/26 at 2:00 p.m.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
Durhamville SchoolGrades 4-51.1 mi
2/10
5/10
Oneida Senior High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Laminate,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Wood,Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 910
  • Total interior livable area: 910 sqft

Property

Details

  • Parcel number: 30620028300000010670010000
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Enclosed Porch,Gravel Driveway,Porch,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,River Access,Stream
  • Waterbody name: Oneida Creek
  • Frontage length: 1559
  • Horses can be raised: Yes

Lot

  • Lot size: 16.80 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 34 x 1457

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$82$984
Property Taxes $280$3,360
Electricity $246$2,954
Total$1,593$19,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,617/yr
40% on housing$47,790/yr
45% on housing$42,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 13478$101
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13478$169
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Contingent$194,900
2026-07-27Price change$194,900
2026-07-22Listed for sale$199,900
2026-07-14Contingent$199,900
2026-07-05Listed for sale$199,900

For Sale by Agent

AgentLaurie Benedict
BrokerageColdwell Banker Prime Prop. Inc.

Similar Homes