80 Pearl Point Road, Holden, ME, 04429
About This Home
480 feet of water frontage. Private shoreline with a small, fine gravel beach. Five combined lots. Available for the first time in over eight decades. Welcome to The Point on beautiful Phillips Lake. Nestled along the shoreline, this charming seasonal waterfront camp offers the perfect Maine getaway with privacy, breathtaking views, and timeless character. Featuring approximately 1,000 square feet of living space, this cozy retreat includes 2 bedrooms and 1 full bathroom, with a centrally located fireplace serving as the heart of the camp while providing warmth throughout. Relax on the screened-in porch overlooking Phillips Lake, where stunning panoramic water views create the perfect setting for morning coffee or peaceful summer evenings. Surrounded by mature white pine, spruce, and hemlock, the property offers exceptional privacy and a true escape into nature. Situated on an impressive 0.79-acre parcel consisting of five combined lots, this unique property extends all the way to the tip of Pearl Point, offering 480 feet of water frontage, a small, fine gravel beach, and spectacular views of the main lake, its picturesque islands, and the surrounding mountains. Conveniently located less than five minutes from Route 1A, this remarkable property combines the tranquility of lakeside living with easy access. Whether you're looking to preserve a cherished family camp or create your own legacy on the lake, opportunities like this are exceptionally rare.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1906
Materials
- Roof: Shingle
- Construction materials: Wood Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Camp,Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
Basement
- Basement: None
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- 1st Floor Bedroom,One-Floor Living,Shower
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,000
Heating & Cooling
- Heating features: Other
- Cooling features: None
Interior Area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
Kitchen
- Level: First
Living Room
- Features: Cathedral Ceiling(s),Wood Burning Fireplace
- Level: First
Other
- Features: Utility Room
- Level: First
Other
- Features: Built-in Features,Storage
- Level: First
Property
Details
- Parcel number: DEDM000029000000000058
- Zoning: Shoreland/ Res
Features
- Patio & porch: Screened
- Has view: Yes
- View description: Scenic,Trees/Woods
- On waterfront: Yes
- Waterbody name: Philips Lake
- Frontage length: Waterfrontage: 480,Waterfrontage Owned: 480
Lot
- Lot size: 0.79 Acres
- Features: Near Golf Course,Near Town,Corner Lot,Rolling Slope,Wooded
Parking
- Parking features: Other,1 - 4 Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,293 | $51,516 |
| Home Insurance | $319 | $3,828 |
| Property Taxes | $594 | $7,128 |
| Electricity | $244 | $2,930 |
| Total | $5,450 | $65,400 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-05 | Listed for sale | $849,000 |
For Sale by Agent
View on Zillow