485 E Lincoln Avenue #214, Mount Vernon, NY, 10552
About This Home
Welcome to this spacious and well-maintained 1-bedroom, 1-bath co-op nestled in the sought-after Oakwood Heights section of Mount Vernon. Perfectly positioned for today’s commuter, this home offers unbeatable convenience with easy access to major highways, Metro-North, public transportation, and nearby shopping, dining, parks, and everyday essentials. Whether you’re traveling into New York City or exploring neighboring Pelham, New Rochelle, Eastchester, or Westchester County, everything you need is just minutes away. Inside, you’ll find a bright and functional layout featuring generously sized rooms, beautiful hardwood floors, abundant closet space, and large windows that fill the home with natural light. The spacious living and dining area provides the perfect setting for relaxing or entertaining, while the oversized bedroom offers comfort and flexibility for today’s lifestyle. This home has been lovingly maintained and presents an exceptional opportunity for its next owner to personalize and update at their own pace, creating the home they’ve always envisioned without paying a premium for someone else’s design choices. Whether you’re a first-time buyer, downsizing, or looking for an affordable place to call home, this co-op delivers outstanding value, an unbeatable location, and endless potential. Don’t miss your opportunity to make this inviting residence your own.
Getting Around
Somewhat Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Construction materials: Brick
Type & Style
- Home type: Cooperative
- Architectural style: Other
- Property subType: Stock Cooperative,Residential
Interior
Appliances
- Appliances included: Gas Range,Microwave,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Common
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Elevator,Entrance Foyer
- Flooring: Wood
- Attic: None
Heating & Cooling
- Heating features: Natural Gas,Radiant
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 603
- Total interior livable area: 603 sqft
Property
Details
- Special condition: None
Features
- Levels: One
Parking
- Total spaces: 1
- Parking features: Waitlist
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $46 | $552 |
| Property Taxes | $184 | $2,208 |
| Electricity | $246 | $2,954 |
| Total | $1,082 | $12,984 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $120,000 |
View on Zillow