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246 Bearden Farm Overlook, Blue Ridge, GA, 30513

3beds
4baths
2,516sqft
$1,175,000
$467price/sqft
$6,997/moest. monthly cost
$279,880/yrincome needed

About This Home

Welcome to mountain luxury reimagined at 246 Bearden Farm Overlook—a newly constructed contemporary rustic chalet where refined design meets breathtaking year-round mountain views. Nestled within an exclusive gated community just minutes from Downtown Blue Ridge, this exceptional retreat offers all-paved access, effortless convenience, and an elevated mountain lifestyle. Inside, soaring ceilings, dramatic walls of glass, and expansive sliding doors flood the open-concept living spaces with natural light while perfectly framing the panoramic vistas beyond. The gourmet kitchen is designed for both entertaining and everyday living, complemented by an attached butler's pantry and spacious laundry room. Three luxurious bedroom suites provide private accommodations, each paired with spa-inspired bathrooms featuring designer finishes that create a true retreat. A thoughtfully placed powder bath adds convenience for guests. Step outside to enjoy the fully fenced backyard, gather around the custom stone fire pit beneath the stars, or simply relax and take in the layered mountain scenery from the expansive outdoor living spaces. Completing the property is a detached two-car garage, offering ample storage for vehicles and mountain adventure gear. Offered fully furnished with designer furnishings and decor, this turnkey luxury residence is equally suited as an exceptional full-time home, private mountain escape, or premier investment opportunity in the heart of Blue Ridge.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Fannin County High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Cabin,Contemporary
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer
  • Laundry features: Main Level,Mud Room,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Pantry,Ceiling Fan(s),Wet Bar,Cathedral Ceiling(s),Sheetrock,Wood,See Remarks,Entrance Foyer,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Wood Frames
  • Flooring: Concrete,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Electric,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,516
  • Total interior livable area: 2,516 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0056 04620

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered,Patio
  • Exterior features: Storage,Garden,Private Yard,Fire Pit
  • Fencing: Fenced Pasture,Fenced
  • Has view: Yes
  • View description: Mountain(s),Year Round,Long Range
  • Frontage type: None
  • Topography of land: Sloping

Lot

  • Lot size: 1.66 Acres
  • Features: Farm

Parking

  • Total spaces: 2
  • Parking features: Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Strong Wind
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$421$5,052
Property Taxes $391$4,692
Electricity $244$2,933
Total$6,997$83,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,897/yr
40% on housing$209,910/yr
45% on housing$186,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$287
Fannin County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$1,175,000

New Construction

AgentLogan Fitts
BrokerageMountain Sotheby's International Realty

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