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2053-2055 High St, Three Rivers, MA, 01080

5beds
3baths
2,526sqft
$229,900
$91price/sqft
$2,032/moest. monthly cost
$81,280/yrincome needed

About This Home

Tucked away on .63 private acres in Three Rivers, this 5-bed, 3-bath duplex sits well back from the road with room to spread out — plus a large barn and separate wood shop for storage, hobbyists, or a workshop setup. You’re just steps from Hryniewicz Park, with its playground, gazebo, and green space.This duplex layout offers real flexibility: live in one unit and rent the other to help offset your mortgage, ideal for an owner-occupant looking to house-hack, or an investor building out a rental portfolio. Upstairs, a spacious attic brims with potential for future finished living space, extra storage, or a creative buildout. Sold strictly as-is — cash or hard money/rehab loan buyers only. Sale is subject to finalization of probate, and buyer’s agent is to verify all information and conduct independent due diligence.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
5/10
Palmer High SchoolGrades 7-121.3 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Living Room,Kitchen
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,526

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 2,526
  • Total interior livable area: 2,526 sqft

Property

Details

  • Parcel number: M:70 B:128,3148586
  • Zoning: TR

Features

  • Patio & porch: Porch,Enclosed

Lot

  • Lot size: 0.63 Acres

Parking

  • Total spaces: 5
  • Parking features: Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$102$1,224
Property Taxes $270$3,240
Electricity $498$5,977
Total$2,032$24,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,668/yr
40% on housing$60,960/yr
45% on housing$54,186/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 01080$155
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01080$246
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$229,900
2026-07-17Price change$254,900
2026-07-06Listed for sale$279,999

For Sale by Agent

AgentAdam Zouinka
BrokerageKeller Williams Realty Evolution

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