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2519 & 2511 Robert Arthur Rd, Westminster, MD, 21158

2beds
1baths
984sqft
$995,000
$1,011price/sqft
$6,312/moest. monthly cost
$252,480/yrincome needed

About This Home

This beautiful 40-acre country farm presents a rare and versatile real estate opportunity nestled in a serene rural setting, ideal for investors seeking to capitalize on steady land value appreciation or potential agricultural ventures. The property is being sold strictly in "as is" condition, offering an incredible canvas for a buyer with a vision. The expansive acreage features a well-maintained detached ranch home built in 1988, offering 984 square feet of main-level living space with two bedrooms and one bathroom. An unfinished walkout basement provides substantial additional potential for expansion, storage, or customization to fit your needs. The exterior highlights include multiple outbuildings, such as a traditional barn, a corn crib, and various storage sheds, which can serve diverse purposes from livestock housing to equipment storage. The partly wooded lot offers a picturesque and tranquil environment with scenic views of lush pastures and mature trees, creating an ideal backdrop for private enjoyment and recreational activities. Boasting ample road frontage and the distinct possibility of future subdivision, this property holds significant potential for strategic residential development, making it an incredibly attractive option for buyers looking to diversify their portfolios. The rural location ensures maximum privacy and a peaceful retreat from urban life while remaining highly accessible. Whether you choose to benefit from the land's inherent agricultural potential, lease out the existing structures for immediate income, or develop the acreage further, this versatile property is a rare find that perfectly combines natural beauty with exceptional investment potential. Note* Some interior photos have been decluttered using AI

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
5
BikeSomewhat Bikeable

Schools

5/10
8/10
Northwest Middle SchoolGrades 6-84.4 mi
7/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 984

Heating & Cooling

  • Heating features: Baseboard,Wood Stove,Electric,Wood
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 0702017164
  • Zoning: AGRIC
  • Special condition: Third Party Approval
  • Exclusions: As Is

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Pasture,Trees/Woods
  • Frontage type: Road Frontage

Lot

  • Lot size: 40 Acres
  • Features: Additional Lot(s),Wooded,Subdivision Possible,Rural

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Inland Flooding
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$279$3,348
Property Taxes $721$8,652
Electricity $281$3,374
Total$6,312$75,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,411/yr
40% on housing$189,360/yr
45% on housing$168,320/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,011This listing

vs Other Active Listings

Avg $/sqft

ZIP 21158$198
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21158$203
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$995,000
2026-08-12Contingent$995,000
2026-07-06Listed for sale$995,000

For Sale by Agent

AgentTaylor Nitterhouse
BrokerageWhitetail Properties Real Estate, LLC

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