See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

232-234 HOPKINS Street, Neptune Beach, FL, 32266

2beds
2baths
1,040sqft
$1,175,000
$1,130price/sqft
$7,361/moest. monthly cost
$294,440/yrincome needed

About This Home

232/234 Hopkins St, Neptune Beach -- Complete Reconstruction, Turnkey. East of 3rd, two blocks to the ocean -- one of Neptune Beach's most walkable pockets. Rebuilt to the studs: new electrical, plumbing, MI windows, mini-split HVAC, spray foam insulation, and tankless water heaters. Fisher & Paykel cabinetry and appliances, designer tile showers, LVP flooring, and 8'x30' second-floor decks. Four covered parking spaces with beach gear storage. Steps to the beach, coffee, and restaurants.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 1934

Materials

  • Construction materials: Block,Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Freezer,Ice Maker,Refrigerator,Tankless Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Heat Pump,Separate Meters
  • Cooling features: Separate Meters,Split System,Wall/Window Unit(s),Individual

Interior Area

  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 1734580010

Features

  • Stories: 2

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot
  • Lot size dimensions: 53' x 100'

Parking

  • Total spaces: 4
  • Parking features: Other,Assigned,Covered,Secured
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$489$5,868
Property Taxes $734$8,808
Electricity $197$2,366
Total$7,361$88,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,377/yr
40% on housing$220,830/yr
45% on housing$196,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,130This listing

vs Other Active Listings

Avg $/sqft

ZIP 32266$442
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32266$486
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$1,099,000
2026-07-06Listed for sale$1,175,000

For Sale by Agent

AgentCONNOR HAMMOND
BrokerageCOMPASS FLORIDA LLC

Similar Homes