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520 Victor St BLDG 520 #8, Saddle Brook, NJ, 07663

2beds
1baths
1,100sqft
$399,900
$364price/sqft
$2,933/moest. monthly cost
$117,320/yrincome needed

About This Home

Make Yourself at Home at This Spacious 2-Bedroom Condo in a 55+ Community! This Great Unit Offers an Open Layout with Natural Light, Newer Kitchen Appliances, New HVAC, Balcony to Enjoy Outdoor Space, and Parking. Newer Water Heater, Appliances, Carpeting, Paint, and Bath (all done in 2024). Pet Friendly (25 lb limit), HOA Includes Sewer, and Communal Picnic Table & BBQ for your enjoyment!

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Second

Features

  • Bathroom
  • Window features: Blinds
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Features: Separate Dining Area
  • Level: Second

Living Room

  • Level: Second

Property

Details

  • Parcel number: 1157007070000000020000C0008
  • Other equipment: Intercom

Features

  • Levels: One,One Floor Unit
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Barbecue,Curbs,Sidewalk

Lot

  • Lot size: 1,100 sqft
  • Lot size dimensions: 1100

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Assigned,Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$89$1,068
Property Taxes $629$7,548
Electricity $193$2,318
Total$2,933$35,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,560/yr
40% on housing$87,990/yr
45% on housing$78,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 07663$422
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07663$399
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Listed for sale$399,900

For Sale by Agent

AgentMona A. Tahoun
BrokerageBhhs Fox & Roach

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