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997 W #G, Pipe Creek, TX, 78063

--beds
--baths
0sqft
$379,000
--price/sqft
$2,690/moest. monthly cost
$107,600/yrincome needed

About This Home

Rare opportunity to own 11.9 acres near Pipe Creek, Texas. Quiet and secluded, this property has many things to offer, such as panoramic views of the hill country, minimal cedar, large oak trees and a barn that would be ideal for 4-H projects. Electricity, water well & septic are in place, . Located within Bandera ISD, this property is convenient to Hwy 16 & Medina Lake and would make a great weekend retreat, full-time homestead or small farming operation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
6/10
Bandera Middle SchoolGrades 6-89.4 mi
4/10
Bandera High SchoolGrades 9-128.9 mi

Construction

Materials

  • Construction materials: None

Type & Style

  • Home type: SingleFamily
  • Architectural style: None
  • Property subType: Farm/Ranch

Interior

Interior Area

  • Total structure area: 0

Property

Details

  • Zoning: None
  • Other equipment: None

Features

  • Levels: None
  • Fencing: Partial
  • Has view: Yes
  • Waterfront features: None
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 11.90 Acres
  • Features: Views,Horse Property,Open Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$281$3,372
Property Taxes $255$3,060
Electricity $238$2,859
Total$2,690$32,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,228/yr
40% on housing$80,700/yr
45% on housing$71,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78063$232
Bandera County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 78063$216
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$379,000

For Sale by Agent

AgentClinton Truax
BrokeragePhyllis Browning Company

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