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8390 Montgomery Run Rd Unit E, Ellicott City, MD, 21043

3beds
2baths
1,209sqft
$310,000
$256price/sqft
$2,202/moest. monthly cost
$88,080/yrincome needed

About This Home

Why rent when you can buy?Enjoy effortless one-level living on the second floor of the highly sought-after Village of Montgomery Run condo community! Freshly painted throughout, this spacious 3-bedroom, 2-bathroom home features new luxury vinyl tile (LVT) flooring and beautifully updated kitchen and bathrooms. The galley kitchen boasts gorgeous granite countertops, sleek black and stainless steel appliances, and freshly painted designer wood cabinetry. Off the kitchen, a separate dining room flows into the bright and airy living room. Rest easy knowing a new HVAC system was installed in November 2020. Relax in total privacy on your personal deck, which directly faces a peaceful backdrop of mature trees and green space. Excellent community amenities include an outdoor swimming pool, tot lot, and walking/jogging paths—all covered by your condo fees. Complete with an assigned parking space (#8390E). Welcome home!

Getting Around

22
WalkingCar-Dependent
27
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Long Reach High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Exhaust Fan,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Entry Level Bedroom,Formal/Separate Dining Room,Floor Plan - Traditional,Kitchen - Galley,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,209

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,209
  • Total interior livable area: 1,209 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1401221566
  • Attached to another structure: Yes
  • Zoning: RSA8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Play Area,Sidewalks,Street Lights

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$68$816
Property Taxes $286$3,432
Electricity $281$3,374
Total$2,202$26,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,497/yr
40% on housing$66,060/yr
45% on housing$58,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 21043$255
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21043$263
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$310,000

For Sale by Agent

AgentDeborah Willis
BrokerageWeichert Realtors - McKenna & Vane

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