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110 Eagle Creek Canyon Rd, Ruidoso, NM, 88345

5beds
6baths
5,000sqft
$1,990,000
$398price/sqft
$14,370/moest. monthly cost
$574,800/yrincome needed

About This Home

Custom-built home on 6+ acres blends luxury and versatility. Main house: three bedrooms, 3.5 baths, cathedral ceilings, gas fireplace, custom laundry with office, and a kitchen with 10-foot island, commercial stove, hood vent, microwave drawer, pantry. Granite runs throughout, including laundry, window sills. Master suite offers standing tub, walk-in shower, and walk-in closet. Foam insulated. Fully handicap-accessible casita adds two bedrooms, two full baths, roll-in shower, full kitchen, granite custom cabinets, gas stove, laundry, wood tile floors, sitting area, huge closet, private patio, air filtration and sanitization; ideal as a shop, studio, or exercise space. Plus a greenhouse, an oversized 2-car garage, partial fencing, a Generac generator, & incl. 1bd. RV connected to utilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
Ruidoso Middle SchoolGrades 6-82.8 mi
4/10
Ruidoso High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: See Remarks
  • Year built: 2020

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Raised Hearth
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total interior livable area: 5,000 sqft

Property

Details

  • Parcel number: 4074061269106000000
  • Zoning: Rural
  • Other equipment: Call Listing Agent
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 5.73 Acres
  • Features: Gentle Sloping,Views,Wooded

Parking

  • Parking features: Garage,Parking Lot
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Ice Storm
Hail
Strong Wind

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,062$120,744
Home Insurance *$1,118$13,416
Property Taxes $2,835$34,020
Electricity $355$4,265
Total$14,370$172,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$492,685/yr
40% on housing$431,100/yr
45% on housing$383,200/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 88345$160
Lincoln County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 88345$266
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$1,990,000

For Sale by Agent

AgentJames Russ
BrokerageREMAX Sierra Blanca Realty

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