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116-118 West St, Holyoke, MA, 01040

4beds
2baths
1,866sqft
$320,000
$171price/sqft
$2,517/moest. monthly cost
$100,680/yrincome needed

About This Home

Opportunity awaits with this well-maintained brick two-family in Holyoke! Built in the early 1900s, this income-producing property blends historic character with practical updates. Each unit features 2 bedrooms, 1 full bath, an eat-in kitchen, basement laundry hookups, and comfortable living space. The second-floor unit includes a versatile bonus room, ideal for a home office, nursery, or walk-in closet. Separate electric utilities provide added convenience, while the low-maintenance lot helps reduce exterior upkeep. Conveniently located near a community garden, park, shopping, dining, schools, and major routes. Whether adding to your investment portfolio or exploring owner-occupied possibilities, this property offers flexibility and long-term potential. Don’t miss this opportunity!

Getting Around

77
WalkingVery Walkable
54
TransitGood Transit
50
BikeBikeable

Schools

2/10
Kelly Elementary SchoolGrades PK-50.1 mi
2/10
Holyoke High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Refrigerator,Range Hood
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Dirt Floor,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Lead Certification Available,Upgraded Cabinets,Upgraded Countertops,Bathroom With Tub & Shower,Living Room,Kitchen,Office/Den
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Finished area below ground: 924
  • Finished area above ground: 1,866

Heating & Cooling

  • Heating features: Electric,Baseboard,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,866
  • Total interior livable area: 1,866 sqft

Property

Details

  • Parcel number: 2530730
  • Zoning: DR
  • Exclusions: Tenant Personal Property And Tenant Washer/Dryer.

Features

  • Patio & porch: Deck - Wood
  • Has view: Yes
  • View description: City View(s),City

Lot

  • Lot size: 2,278 sqft
  • Features: Level

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$156$1,872
Property Taxes $376$4,512
Electricity $367$4,415
Total$2,517$30,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,297/yr
40% on housing$75,510/yr
45% on housing$67,120/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 01040$152
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01040$178
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Listed for sale$320,000

For Sale by Agent

AgentThe Aimee Kelly Crew
BrokerageeXp Realty LLC

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