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196 South St #A, Hingham, MA, 02043

1beds
1baths
659sqft
$425,000
$645price/sqft
$2,978/moest. monthly cost
$119,120/yrincome needed

About This Home

Experience easy living in this charming one-bedroom condominium, ideally situated in a quaint four-unit association just moments from the heart of downtown Hingham.Inside, the home combines classic New England character with tasteful updates. High ceilings and wide pine floors create an airy, welcoming atmosphere, while oversized windows bring in abundant natural light. The updated kitchen is equipped with stainless steel appliances, beautiful countertops, and an in-unit laundry closet for everyday convenience.The generously sized bedroom offers ample space and an oversized closet. A private entrance provides the feel of a standalone home, and an assigned parking space makes coming and going effortless. Offering low-maintenance living in one of Hingham's most desirable locations, this condo is a wonderful opportunity to enjoy the best of town, whether you're purchasing your first home, simplifying your lifestyle, or looking for a weekend retreat. Come enjoy196A South Street!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Hingham Middle SchoolGrades 6-84.1 mi
10/10
Hingham High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1820

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stone,Post & Beam

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: First Floor,In Unit,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet
  • Flooring: Wood
  • Finished area above ground: 659

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 659
  • Total interior livable area: 659 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1032385
  • Zoning: Residentia

Features

  • Entry location: Unit Placement(Street)
  • Exterior features: Rain Gutters
  • Waterfront features: Beach Access,Bay,Harbor,Ocean,1 to 2 Mile To Beach,Beach Ownership(Public)

Parking

  • Total spaces: 1
  • Parking features: Off Street,Driveway,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$100$1,200
Property Taxes $375$4,500
Electricity $354$4,259
Total$2,978$35,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,102/yr
40% on housing$89,340/yr
45% on housing$79,413/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$645This listing

vs Other Active Listings

Avg $/sqft

ZIP 02043$563
Plymouth County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 02043$554
Plymouth County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Listed for sale$425,000

For Sale by Agent

AgentMarni Migliaccio
BrokerageThe Firm - Duxbury

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