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209 SE Stone Ln #211, Dallas, OR, 97338

4beds
4baths
2,006sqft
$525,000
$262price/sqft
$3,289/moest. monthly cost
$131,560/yrincome needed

About This Home

Tucked away at the end of a quiet, low-traffic cul-de-sac, this exceptional duplex offers the perfect blend of privacy, convenience, and strong investment potential. Whether you are looking to add a low-maintenance asset to your real estate portfolio or live in one side while letting the tenant pay your mortgage, this property is a must-see. 2 Comfortable Bedrooms & 2 Full Bathrooms: Including a primary suite with its own private attached bath. Refer to #842760. Tucked away at the end of a quiet, low traffic cul-de-sac, this exceptional duplex offers the perfect combination of privacy, convenience, and investment potential. Whether you're looking to expand your real estate portfolio or purchase your first home while generating rental income, this property is an opportunity you won't want to miss. Each unit features 2 comfortable bedrooms and 2 full bathrooms. The functional layouts provide comfortable living for both owners and tenants alike.For first-time homebuyers, this duplex offers an excellent path to homeownership. Live in one side while renting the other, allowing your tenant's rent to help offset your monthly mortgage payment. Investors will also appreciate the property's low-maintenance appeal and income producing potential.Don't miss this versatile property with endless possibilities.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
4/10
Lacreole Middle SchoolGrades 6-80.4 mi
2/10
Dallas High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Fiber Cement,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Built-In Range,Electric Range,Electric Water Heater

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4

Dining Room

  • Features: Area (Combination)
  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Ductless/Mini-Split

Interior Area

  • Total structure area: 2,006
  • Total interior livable area: 2,006 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 8,600 sqft
  • Features: Cul-De-Sac,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$121$1,452
Property Taxes $332$3,984
Electricity $182$2,184
Total$3,289$39,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,765/yr
40% on housing$98,670/yr
45% on housing$87,706/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 97338$261
Polk County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 97338$281
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$525,000
2026-06-05Listed for sale$550,000

For Sale by Agent

AgentKRISTIN SPARKMAN
BrokerageHomesmart Realty Group

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