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1421 21st St, Philadelphia, PA, 19146

5beds
3baths
2,600sqft
$639,900
$246price/sqft
$4,120/moest. monthly cost
$164,800/yrincome needed

About This Home

Welcome to this exceptional contemporary townhome in the heart of Point Breeze, where luxury finishes, thoughtful design, and functional living come together across every level. Enjoy a 10 year tax abatement and 1 year builder's warranty for piece of mind. This stunning 5-bedroom, 3-bath residence offers an open-concept layout enhanced by wide-plank hardwood flooring, recessed lighting, built-in Bluetooth speakers, an alarm system, and a striking custom media wall featuring a sleek electric fireplace with integrated LED lighting and designer wood-slat accents. At the center of the home, the chef-inspired kitchen impresses with a dramatic quartz waterfall island, two-tone custom cabinetry, an integrated wine rack, stainless steel appliances, a gas range, and abundant prep and storage space. The fully finished basement adds incredible versatility with two bedrooms, a full bathroom, and flexible space ideal for guests, a home office, fitness room, or media lounge. The second floor features two spacious bedrooms with custom closet systems, a beautifully appointed full bath, and a conveniently located laundry area. Privately occupying the upper level, the primary suite serves as a true retreat with a tray ceiling featuring ambient LED lighting, custom built-ins, his and her closet systems, an adjacent wet bar/coffee station, and a spa-inspired ensuite bath complete with a freestanding soaking tub, dual vanity, and oversized walk-in shower with rainfall fixture. Outdoor living is equally impressive with a fully fenced rear patio and an expansive private rooftop deck offering breathtaking views of the Center City skyline—perfect for entertaining or unwinding above the city. Additional highlights include a tax abatement, builder's warranty, and potential eligibility for Bank of America homebuyer grant programs for qualified buyers. Ideally located just minutes from Center City, this home provides convenient access to I-76, I-95, Broad Street, SEPTA bus routes, and the Broad Street Line, making commuting throughout Philadelphia and beyond effortless. Enjoy being moments from neighborhood favorites including American Sardine Bar, On Point Bistro, and the renowned restaurants, cafés, boutiques, and nightlife along East Passyunk Avenue. Outdoor recreation awaits at Chew Playground, Wharton Square Park, and the nearby Schuylkill River Trail, completing the perfect blend of luxury, convenience, and vibrant city living.

Getting Around

82
WalkingVery Walkable
71
TransitExcellent Transit
83
BikeVery Bikeable

Schools

5/10
Childs George W SchoolGrades PK-80.5 mi
3/10
South Philadelphia High SchoolGrades PK,9-120.9 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Fiberglass
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Features

  • Dining Area,Open Floorplan,Recessed Lighting,Upgraded Countertops
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 363263300
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Roof Deck

Lot

  • Lot size: 871 sqft
  • Lot size dimensions: 16 by 55

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$147$1,764
Property Taxes $453$5,436
Electricity $285$3,423
Total$4,120$49,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,257/yr
40% on housing$123,600/yr
45% on housing$109,866/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 19146$233
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19146$488
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$634,900
2026-07-08Listed for sale$639,900

New Construction

AgentRyan Stawasz
BrokerageKW Empower

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