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10 Hammatt St #10, Ipswich, MA, 01938

3beds
3baths
1,679sqft
$625,000
$372price/sqft
$4,206/moest. monthly cost
$168,240/yrincome needed

About This Home

Check out this freshly renovated condo in the heart of Ipswich! On the first floor, gleaming hardwood floors span the bright open living and dining area, and the brand new kitchen boasting quartz counters, stainless steel appliances and gold hardware creating an elevated vibe. A convenient half bath is tucked away by the rear entrance. The second floor offers two large bedrooms with large closets and brand new carpet, laundry hookups, and a jack-and-jill bath complete with stylish double vanity and tiled shower. A spacious third floor primary suite enjoys its own large closet and private three-quarter bath. The exterior offers dedicated off-street parking for four cars and exclusive yard space. Everything has been done - the windows, roof, vinyl siding, wiring, plumbing and heat pumps/mini-splits are ALL NEW! Great location, with Depot Square, Market Street, and the commuter rail station just around the corner.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Winthrop SchoolGrades PK-50.2 mi
8/10
Ipswich Middle SchoolGrades 6-80.9 mi
8/10
Ipswich High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1857

Materials

  • Roof: Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: MultiFamily
  • Property subType: Condex

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup,First Floor,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Double Vanity
  • Level: Second

Bathroom3

  • Features: Bathroom - 3/4, Bathroom - Tiled With Shower Stall
  • Level: Third

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting
  • Level: First

Features

  • Flooring: Wood,Tile,Carpet
  • Finished area above ground: 1,679

Heating & Cooling

  • Heating features: Heat Pump,Electric,Ductless
  • Cooling features: Heat Pump,Ductless

Interior Area

  • Total structure area: 1,679
  • Total interior livable area: 1,679 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Stainless Steel Appliances
  • Level: First

Living Room

  • Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting
  • Level: First

Master Bedroom

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Parcel number: M:42A B:0233 L:0
  • Attached to another structure: Yes
  • Zoning: CB
  • Exclusions: Staging

Features

  • Entry location: Unit Placement(Ground)

Lot

  • Lot size: 5,676 sqft

Parking

  • Total spaces: 4
  • Parking features: Off Street,Deeded
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$161$1,932
Property Taxes $531$6,372
Electricity $354$4,259
Total$4,206$50,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,205/yr
40% on housing$126,180/yr
45% on housing$112,160/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 01938$397
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01938$405
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Price change$625,000
2026-06-10Price change$675,000
2026-05-29Price change$725,000
2026-05-04Price change$749,900
2026-04-22Listed for sale$799,000

For Sale by Agent

AgentJennifer Lamoureux
BrokerageMoor Realty Group

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