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TRACT Bowman Ln #A, Taylorsville, KY, 40071

--beds
1baths
600sqft
$350,000
$583price/sqft
$2,258/moest. monthly cost
$90,320/yrincome needed

About This Home

There's no shortage of beauty, wildlife, and privacy on these gorgeous sixteen acres in Taylorsville/Spencer County! Featuring a mixture of cleared, wooded, level, and gently rolling land in a highly sought location - your imagination can run as wild as the CREEK that flows along the back of the property, offering direct tributary flow into the SALT RIVER! There's plenty of room to roam, farm, and build with PUBLIC WATER, ELECTRIC, PROPANE, & SEPTIC/LAGOON ALREADY ONSITE! This property features a 24x40 two-bay METAL OUTBUILDING with electric & car lift, AND a separate pole barn with COMPLETED LIVING QUARTERS! The living quarters include a full kitchen (all appliances remain!) that flows seamlessly into the living room, featuring wood flooring and a gas fireplace to keep you warm & cozy on cool country nights. Just off the kitchen/living area, you'll find a full bathroom and laundry room (stackable, front-load washer & dryer remain), which also adjoins a small flex room (previously used as a bedroom, but there is no closet). Both the kitchen/living room and flex room have separate entrances/exits to the attached garage/storage area. This property is zoned Agricultural with over 570ft of PAVED ROAD FRONTAGE. NO RESTRICTIONS & NOT in a flood zone. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
7/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 600

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 0

Features

  • Stories: 1
  • Fencing: None
  • Waterfront features: Creek

Lot

  • Lot size: 16.12 Acres
  • Features: Cleared,Wooded

Parking

  • Total spaces: 5
  • Parking features: Detached,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$146$1,752
Property Taxes $189$2,268
Electricity $154$1,850
Total$2,258$27,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,417/yr
40% on housing$67,740/yr
45% on housing$60,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$583This listing

vs Other Active Listings

Avg $/sqft

ZIP 40071$185
Spencer County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 40071$198
Spencer County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$350,000
2026-07-06Listed for sale$375,000

For Sale by Agent

AgentMaryGen Boley
BrokerageKnob & Key Realty, LLC

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