




3590 Moloaa Rd, Kapaa, HI, 96746
About This Home
Experience the tranquility of Moloaʻa Bay, one of Kauaʻi's most treasured and secluded beach communities. Just a short stroll from the pristine shoreline, this inviting island retreat offers the perfect blend of privacy, comfort, and the relaxed North Shore lifestyle. Upstairs is the main home, a 1 bedroom residence with a huge wraparound lanai and a rooftop deck above. Below the residence is finished (unpermitted) space galore. Fully finished downstairs 'studio' with a full bathroom and another half bath to the outside, plus a separate finished room. Tons of covered outdoor space throughout the property. Backing to Moloaa Stream, this is the quintessential jungle house. Designed for easy island living, the home features a private well water system with a Whole House Water Filtration System, energy-efficient Daikin heating and air conditioning, an on-demand water heater, and a luxurious Mr. Steam shower, creating a spa-like atmosphere to enjoy year-round. Surrounded by lush tropical landscaping, the property includes thriving gardens, a charming gazebo, an outdoor garden shower, and a relaxing jetted soaking tub, creating multiple spaces to embrace Kauaʻi's indoor-outdoor lifestyle. An elevated gathering area provides the perfect setting to unwind beneath the stars.
Getting Around
Schools
Construction
Condition
- Year built: 1970
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 800
- Total interior livable area: 800 sqft
Property
Details
- Parcel number: 4490130040000
- Zoning: O
- Special condition: Fee Simple,Standard
Lot
- Lot size: 5,097 sqft
Parking
- Parking features: Unassigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Landslide
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,536 | $66,432 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $228 | $2,736 |
| Electricity | $374 | $4,497 |
| Total | $6,382 | $76,584 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Listed for sale | $1,095,000 |
