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3901D Christine Ln, Waxhaw, NC, 28173

2beds
3baths
1,533sqft
$348,900
$228price/sqft
$2,227/moest. monthly cost
$89,080/yrincome needed

About This Home

This spacious and inviting two-bedroom townhome offers the perfect blend of comfort and convenience, located just moments from the charming heart of Waxhaw. Designed for effortless living, the home features a generous layout with two full bathrooms and one convenient half-bath for guests The main level boasts a large, welcoming living room with a real woodburning fireplace one of only two in the complex, ideal for relaxing, complemented by a separate, dedicated dining room for formal meals or entertaining. The heart of the home is the kitchen, complete with a functional island that provides extra prep space and seating. Adjacent to the kitchen, you’ll find a versatile flex room—perfectly suited as a cozy den, home office, or a relaxed keeping room to enjoy your morning coffee. One of the greatest advantages of this property is its prime location; you are close enough to enjoy all the amenities, dining, and shops in Waxhaw, with the added benefit of being within comfortable walking distance. To make your move completely seamless, all appliances and furnishings convey with the home, allowing you to settle in immediately. The HVAC has been serviced in the last month and home was professionally cleaned !!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Waxhaw Elementary SchoolGrades PK-51.8 mi
4/10
Parkwood Middle SchoolGrades 6-87.5 mi
8/10
Parkwood High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Hall

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room,Wood Burning
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,533

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,533
  • Total interior livable area: 1,533 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 06141298
  • Zoning: AL0
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Patio
  • Exterior features: Lawn Maintenance,Storage
  • Fencing: Back Yard

Lot

  • Lot size: 0.04 Acres
  • Features: End Unit

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$98$1,176
Property Taxes $165$1,980
Electricity $200$2,405
Total$2,227$26,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,354/yr
40% on housing$66,810/yr
45% on housing$59,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 28173$253
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28173$235
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$348,900

For Sale by Agent

AgentCathy Weaver
BrokerageHoward Hanna Allen Tate Charlotte South

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