58 Branchy Rd, Harpers Ferry, WV, 25425
About This Home
Secluded Jefferson County Retreat with Shenandoah River Access – Minutes from Loudoun County, VA. Escape to the peace and privacy of this custom-built ranch home nestled on 1.4 wooded acres at the end of a private drive in one of Jefferson County’s most desirable secluded communities—just 1 mile from the Loudoun County, Virginia line off Route 9. With private community access to the Shenandoah River, this property offers the perfect blend of nature, convenience, and comfort. Built in 1995, this well-maintained 3-bedroom, 2-bath home features over 1,700 square feet of thoughtfully designed living space. Stay cozy year-round with a stunning interior stone fireplace, a freestanding Hearthstone wood stove, a recently serviced oil furnace, and a Trane heat pump providing multiple efficient heating sources as well as reliable A/C. The home has been thoughtfully updated with a new roof, gutters, garage door, hot water heater, well pump and pressure tank, family room flooring, upgraded kitchen and bathroom lighting, and newer washer, dryer, and refrigerator. The electrical system is generator-ready for peace of mind during power outages. Enjoy the bright pine-paneled sunroom, hardwood dining room floors, ceiling fans throughout, and the convenience of an exterior entrance to the laundry room. Outside, you’ll find everything you need to enjoy country living: Oversized 30’ x 25’ attached garage with pellet stove heat and abundant storage Two utility buildings and dedicated firewood storage Covered gazebo with both 110V and 220V electric, new roof, and wooded views Concrete patio overlooking a large stone fire pit with an extended cooking area, Vegetable and herb gardens, Security motion lighting, Recently serviced septic system (June 2024) Residents also enjoy access to private community amenities, including a picnic area, gazebo, fishing pond, and exclusive access to the Shenandoah River—perfect for kayaking, fishing, or simply enjoying the outdoors. Conveniently located just: 10 minutes to Hollywood Casino at Charles Town Races 15 minutes to historic Harpers Ferry Easy access to Northern Virginia while enjoying the tranquility and lower taxes of West Virginia Whether you’re looking for a full-time residence, a peaceful retreat, or a property with exceptional outdoor amenities, this private Jefferson County home offers a rare opportunity to enjoy the best of country living with modern conveniences.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range - Electric,Refrigerator,Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,788
Heating & Cooling
- Heating features: Heat Pump,Wood Stove,Oil,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,788
- Total interior livable area: 1,788 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 02 20A001900000000
- Zoning: 101
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 1.36 Acres
Parking
- Total spaces: 2
- Parking features: Storage,Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $216 | $2,592 |
| Electricity | $185 | $2,222 |
| Total | $3,128 | $37,536 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $499,999 |
| 2026-07-07 | Listed for sale | $525,000 |
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