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605 S 4th St #0, Osage City, KS, 66523

4beds
2baths
1,830sqft
$164,900
$90price/sqft
$1,390/moest. monthly cost
$55,600/yrincome needed

About This Home

Looking for space both inside and out; then 605 S. 4th Street in Osage City may be the one for you! There is much to love about this property from the inviting front porch, to the massive eat-in kitchen, formal dining, and cozy living room. This 4-bed, 1.5-bath home is situated on a generous lot just blocks from the school, golf course, swimming pool, and ballfields. The oversized half bath offers ample space to convert into a full bath. Outside you will love the large yard, mature trees, carport, and 30' x 24' garage space. Come take a look and see all this one has to offer.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
7/10
Osage City Middle SchoolGrades 6-80.2 mi
5/10
Osage City High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition,Architectural Style
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Area: 101.76
  • Dimensions: 10.6 x 9.6

Bedroom3

  • Level: Upper
  • Area: 98.067
  • Dimensions: 9.7 x 10.11

Bedroom4

  • Level: Upper
  • Area: 81.6
  • Dimensions: 9.6 x 8.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120.96
  • Dimensions: 11.2 x 10.8

Features

  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,830

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,830
  • Total interior livable area: 1,830 sqft

Kitchen

  • Level: Main
  • Area: 227.7
  • Dimensions: 11.5 x 19.8

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 362.7
  • Dimensions: 15.5 x 23.4

Master Bedroom

  • Level: Main
  • Area: 189.1
  • Dimensions: 12.2 x 15.5

Property

Details

  • Parcel number: 9225 & 9209
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Hail
Strong Wind
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$215$2,580
Property Taxes $181$2,172
Electricity $161$1,935
Total$1,390$16,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,657/yr
40% on housing$41,700/yr
45% on housing$37,066/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 66523$78
Osage County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 66523$125
Osage County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$164,900

For Sale by Agent

AgentAmie Lohmeyer
BrokerageLiberty Real Estate LLC

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