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3550 Cole Hill Rd, Charleston, MS, 38921

0beds
0baths
0sqft
$249,900
--price/sqft
$2,377/moest. monthly cost
$95,080/yrincome needed

About This Home

Cole Hill Road - 160 acres of timber land. Majority of the acreage is in 27-year-old pines. These trees are not in CRP and have never been thinned. Considerable Ice Storm damage. Highly sloped with about 5 acres in Kudzu. Road frontage on both sides of Cole Hill Road with approximately 100 acres on the north side and 60 acres on the south side. 2 1/2 miles from Highway 35 South. $249,900. Being the West 1/2 of the Northeast 1/4 and the East 1/2 of the Northwest 1/4, Section 13, Township 24 N, Range 2 E, First Judicial District, Tallahatchie County, State of Mississippi being 160 acres more or less.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
4/10
Charleston Middle SchoolGrades 5-84.6 mi
5/10
Charleston High SchoolGrades 9-124.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Basement

  • Area: 0

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Property

Details

  • Lease amount: 0

Lot

  • Lot size: 160 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Lightning
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters in Tallahatchie County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$829$9,948
Property Taxes $93$1,116
Electricity $192$2,304
Total$2,377$28,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,497/yr
40% on housing$71,310/yr
45% on housing$63,386/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 38921$126
Tallahatchie County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 38921
Tallahatchie County$41

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Listed for sale$249,900

For Sale by Agent

AgentGeorge Speir
BrokerageDelta Sunset Realty, Inc.

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