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522 Mermaid Dr, Barnegat, NJ, 08005

4beds
3baths
2,384sqft
$689,990
$289price/sqft
$4,823/moest. monthly cost
$192,920/yrincome needed

About This Home

*NEW PHASE NOW OPEN FOR SALE! NEW CONSTRUCTION WITH NO HOA!! The Galen at 522 Mermaid Drive is a stunning, new construction home featuring 2,384 square feet of living space with 4 bedrooms, 2.5 baths and a 2-car garage with an unfinished and insulated basement, located in sought-after Ocean Acres in Barnegat, New Jersey! The Galen is everything you're looking for, without compromise. Off the foyer is the flex room, use this space as a dining room, a home office or children's play area! The kitchen with a modern island, quartz countertops, white or gray cabinetry, stainless steel appliances and a large single bowl sink, opens up to the dining area and a spacious family room so you will never miss a beat. Upstairs, the four bedrooms provide enough space for everyone, and the second floor laundry room simplifies an everyday chore! LED Lighting adds an energy efficient and modern touch to the home. Need storage? The 2nd floor utility closet, unfinished basement, walk in closets and walk in pantry will do the trick. Our Smart Home Package which includes our Smart Thermostat, Video Doorbell, Front Door Lock, front exterior Smart Switch light switch and more will help keep you connected! Turn-key landscaping completes your new home, with full yard sod and irrigation! This is the new home you have been looking for! Pricing and incentives may be tied to buyers utilization of the builders preferred lender, see Sales Agent for details.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
Barnegat High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Asphalt,Batts Insulation,Blown-In Insulation,Concrete,CPVC/PVC,Frame,Stick Built

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Microwave,Disposal,Oven/Range - Gas,Dishwasher,Electric Water Heater
  • Laundry features: Hookup,Upper Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished,Heated

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Open Floorplan,Eat-in Kitchen,Kitchen Island,Pantry,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,384

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 0100092 2600011
  • Zoning: RH
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks,Underground Lawn Sprinkler

Lot

  • Lot size: 9,200 sqft
  • Features: Cleared,Middle Of Block
  • Lot size dimensions: 75 x 120

Parking

  • Total spaces: 4
  • Parking features: Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Wildfire
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$257$3,084
Property Taxes $816$9,792
Electricity $262$3,153
Total$4,823$57,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,360/yr
40% on housing$144,690/yr
45% on housing$128,613/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 08005$213
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08005$249
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$689,990

New Construction

AgentVinny Gibson
BrokerageD.R. Horton Realty of New Jersey

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