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656 S Cabernet Ave, Fort Lupton, CO, 80621

2beds
3baths
1,243sqft
$329,500
$265price/sqft
$2,202/moest. monthly cost
$88,080/yrincome needed

About This Home

Below market rates are available with builder lender. Welcome to 656 South Cabernet Ave in the Vista Meadows community! The Palmer is a thoughtfully designed 2-story paired home in Fort Lupton, CO, offering the perfect balance of comfort, style, and low-maintenance living. With 2 bedrooms, 2.5 bathrooms, 2 car garage, and 1,243 square feet, this home is ideal for those seeking modern finishes in a more manageable size. Inside, you'll find open concept living, a stylish kitchen with white cabinets, white countertops and stainless-steel appliances, and smart home features that make daily life more convenient and efficient. Located in the desirable Vista Meadows community, the Palmer plan is part of the newer collection of paired homes designed for homeowners who want both comfort and simplicity. With a focus on modern design, energy efficiency, and low-maintenance living, the Palmer is the perfect choice for first-time buyers, downsizers, or anyone ready to enjoy the Colorado lifestyle. Don't miss this opportunity to live in the coveted Fort Lupton community. No HOA. Schedule a tour today! ***Estimated Delivery Date: August. Photos are representative and not of actual property***

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
3/10
3/10
Fort Lupton High SchoolGrades 9-121.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder model: Palmer
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Fireplace features: None
  • Finished area above ground: 1,243
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,243
  • Total interior livable area: 1,243 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Laundry

  • Level: Upper

Living Room

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Upper
  • Area: 143
  • Dimensions: 13 x 11

Property

Details

  • Parcel number: R8991314
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Builder

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Partial

Lot

  • Lot size: 2,400 sqft
  • Features: Paved

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,666$19,992
Home Insurance *$199$2,388
Property Taxes $151$1,812
Electricity $186$2,232
Total$2,202$26,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,497/yr
40% on housing$66,060/yr
45% on housing$58,720/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 80621$235
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80621$251
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$329,500
2026-08-04Price change$332,900
2026-07-28Price change$329,500
2026-07-07Listed for sale$332,900

New Construction

AgentJodi Bright
BrokerageDR Horton Realty LLC

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