10039 County Road 4 #7, Middlebury, IN, 46540
About This Home
Discover affordable new home living at Tall Oaks #7, a charming 2-bedroom, 1-bath manufactured home featuring 768 square feet of modern comfort. Located in the peaceful Tall Oaks Manufactured Home Community off County Road 4 near scenic Stone Lake, this cozy home is perfect for anyone looking for low-maintenance living in a friendly neighborhood. This brand-new home offers a bright, open-concept design that maximizes every inch of space. The kitchen includes stainless steel appliances and stylish finishes, while the energy-efficient construction helps keep monthly costs low. Whether you're downsizing, buying your first home, or simply seeking simplicity and comfort, this home delivers exceptional value. Site rent is $515 per month. Water, sewer, and trash are billed by the community; electric and gas are paid directly to NIPSCO. This home is for purchase only and we partner with trusted lenders to make homeownership easy and affordable. At just $54,900, this cozy new home won't last long - schedule your showing today and make Tall Oaks #7 your new address!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven,Water Heater,Stainless Steel Appliances
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Linoleum
- Finished area above ground: 768
Heating & Cooling
- Heating features: Gas,Forced Air,Zoned
- Cooling features: Central,Zoned
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Kitchen
- Features: Open,Laminate Counters
Property
Details
- On leased land: Yes
- Lease amount: 515
Features
- Stories: 1
- Patio & porch: Patio,Deck
- Has view: Yes
- View description: Street
Lot
- Features: Corner,Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $277 | $3,324 |
| Home Insurance * | $24 | $288 |
| Property Taxes | $37 | $444 |
| Electricity | $184 | $2,212 |
| Total | $522 | $6,264 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $54,900 |
For Sale by Agent
View on Zillow