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196 Eagles Lndg #31, Morganton, NC, 28655

2beds
2baths
1,140sqft
$349,900
$307price/sqft
$2,284/moest. monthly cost
$91,360/yrincome needed

About This Home

Nest this move-in ready 2-bedroom, 2-bath home in a welcoming, accessible layout that begins with a level entry from the two-car garage—no steps to navigate. Inside, the open-concept design is accented by high ceilings and wide door frames, delivering a spacious feel throughout. Each bedroom is thoughtfully appointed with bedside electrical outlets and wall-mount TV hookups, plus generous walk-in closets. The primary suite features dual vanity sinks, a walk-in shower with seating, and a large closet for abundant storage. The kitchen is large and easy to move around in, offering ample cabinetry and a pantry, while the dining area provides room for a sizable table good for entertaining. The living room shines with a built-in electric fireplace controlled by remote, and beyond, a screened-in porch invites tranquil outdoor moments. Located near Morganton, Glen Alpine, and I-40, with quick access to Lake James, Pisgah National Forest, Asheville (about 45 minutes), and Charlotte (roughly 1.5 hours), this well-built home blends comfort, convenience, and nature in one inviting package.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Glen Alpine ElementaryGrades PK-51.3 mi
7/10
Table Rock MiddleGrades 6-80.8 mi
4/10
Freedom HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Common Area

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,140

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1773763568
  • Zoning: R-20
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.13 Acres
  • Features: Flood Fringe Area

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$138$1,656
Property Taxes $177$2,124
Electricity $200$2,405
Total$2,284$27,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,308/yr
40% on housing$68,520/yr
45% on housing$60,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$183
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$349,900

For Sale by Agent

AgentGreg Shuffler
BrokerageFonta Flora Realty

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