See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

BUNGALOW A8 Cottage Ln Slater Rd, Reading, PA, 19605

1beds
1baths
600sqft
$59,900
$100price/sqft
$624/moest. monthly cost
$24,960/yrincome needed

About This Home

Nestled along Maiden Creek in Berks County, this furnished rustic one-bedroom bungalow offers a peaceful retreat surrounded by water, trees, and wildlife. Located in a seasonal creekside community on leased land, it captures the charm of a traditional summer getaway. Inside, the cottage features a comfortable living area, a charming kitchen and dining space, one spacious bedroom, and a full bath with an environmental toilet. Large windows provide natural light and scenic views. Outside, enjoy easy access to Maiden Creek for fishing and kayaking; 2 kayaks, paddle board, and pedal boat are included. The property also includes a storage shed (with outhouse). Mature trees provide shade and privacy, creating a tranquil setting for relaxing, stargazing, and enjoying nature. Conveniently located near Lake Ontelaunee and local recreation areas, the cottage is a great base for hiking, cycling, wildlife watching, and exploring northern Berks County. This home is for summer use only (May 1st through November 1st), it cannot be lived in year round. Buyers must be approved by Slater's Grove.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL LAND RENT
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • On waterfront: Yes
  • Waterbody name: Maiden C
  • Frontage length: Water Frontage Ft: 20

Parking

  • Total spaces: 1
  • Parking features: Driveway,Other
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$19$228
Property Taxes $79$948
Electricity $224$2,692
Total$624$7,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,394/yr
40% on housing$18,720/yr
45% on housing$16,640/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 19605$165
Berks County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 19605$181
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$59,900
2026-06-25Listed for sale$64,900

For Sale by Agent

AgentBrian Milligan
BrokerageBerkshire Hathaway HomeServices Homesale Realty

Similar Homes