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1585 Regal Avenue #1585, Schenectady, NY, 12309

3beds
3baths
2,154sqft
$379,000
$176price/sqft
$3,065/moest. monthly cost
$122,600/yrincome needed

About This Home

***Open House Sunday August 2nd 11a-12pm**** Welcome to 1585 Regal Avenue, a spacious 3-bedroom, 2.5 -bath home offering 2,154 square feet of living space in one of Schenectady's most sought-after 12309 neighborhoods. Thoughtfully maintained, this home blends classic character with room to grow -- featuring gleaming hardwood floors, generous living areas filled with natural light, and a flexible layout ideal for everyday living. 2.5 baths provide rare convenience for a home of this era. Step outside to a large backyard with a brick patio, perfect for summer entertaining, barbecues, and relaxing evenings outdoors. Central air. Schenectady School District Situated on a quiet residential street just minutes from Central Park, Union College, Mohawk Commons shopping, and quick access to I-890 and Route 7, the location offers an easy commute throughout the Capital Region. Homes of this size in this pocket of 12309 rarely come available -- schedule your showing today!

Getting Around

45
WalkingCar-Dependent
28
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

7/10
Jessie T Zoller SchoolGrades PK-50.2 mi
2/10
Oneida Middle SchoolGrades 6-80.5 mi
3/10
Schenectady High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: In Bathroom

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Wood,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,154

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,154
  • Total interior livable area: 2,154 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 421500 40.55119
  • Special condition: Other

Features

  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$125$1,500
Property Taxes $669$8,028
Electricity $355$4,271
Total$3,065$36,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,085/yr
40% on housing$91,950/yr
45% on housing$81,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 12309$231
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12309$209
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$379,000
2026-07-14Price change$379,000
2026-07-07Listed for sale$399,000

For Sale by Agent

AgentBrock E Forkey
BrokerageExpert Realty Advisors LLC

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