12432 Garnes Rd S, Mercersburg, PA, 17236
About This Home
DRASTIC REDUCTION! Priced $75,000 below estate appraisal! IF YOU NEED SPACE...and you long for peaceful, rural living where you'll wake up to year-round mountain views, including an unobstructed view of the slopes of Whitetail Ski Resort... this one is for you! This one owner, custom built colonial with distinctive turret, is perfectly sited on over 2 acres and offers nearly 4400 finished square feet and boasts 6 bedrooms, 4 full baths, 3 fireplaces, a wrap-around porch, hot tub, 3-car attached garage and a 28x25 2-car detached garage/workshop with electric. A classic center-hall foyer with oak staircase welcomes you inside. To one side is a professional office, to the other, a formal living room with gas fireplace. The spacious eat-in kitchen features oak cabinetry and flows to the family room with a wood-burning stone fireplace and rustic wood-beam mantle, as well as the formal dining room. From the kitchen, French doors open to the patio with hot tub and wrap-around porch. A full bath and mud room connecting to the 3-bay attached garage complete the main level. Upstairs the Primary bedroom offers outstanding space and comfort with a walk-in closet and ensuite bath featuring double vanities, separate shower and corner-mounted jetted tub. The additional upper-level bedrooms are exceptionally large, with all bedrooms offering outstanding views. The hall bath includes double vanities and a tub/shower, and the upper-level laundry adds everyday convenience. An unfinished attic provides additional storage on the upper level. The lower level includes a large bedroom and full bath plus a huge recreation room with stone fireplace and wood-stove insert, plus 2 unfinished rooms for utilities and lots of storage. This home provides a rare combination of custom craftsmanship, generous space and breath-taking views which offers a lifestyle that feels private, peaceful and a truly one-of-a-kind location tucked away on 2+acres yet still just minutes from the Maryland line. 2-zone HVAC system plus EBB in lower level. Radon remediation in place. Priced to allow for some painting and flooring and landscaping...sold strictly AS IS to settle estate. OPEN HOUSE, SATURDAY, AUGUST 8, 12:00-3:00
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 2002
Materials
- Foundation: Block,Active Radon Mitigation
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Other
- Builder name: STAYCO CONSTRUCTION
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Dishwasher,Exhaust Fan,Ice Maker,Oven/Range - Electric,Refrigerator,Water Heater,Electric Water Heater
- Laundry features: Hookup,Upper Level,Laundry Room,Mud Room
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Full,Heated,Partially Finished,Exterior Entry,Interior Entry,Walk-Out Access
Bathroom2
- Features: Flooring - Vinyl
- Level: Upper
- Area: 54
- Dimensions: 9 X 6
Bathroom2
- Features: Flooring - Vinyl,Bathroom - Stall Shower
- Level: Main
- Area: 30
- Dimensions: 5 X 6
Bathroom3
- Features: Bathroom - Stall Shower,Flooring - Vinyl
- Level: Lower
- Area: 56
- Dimensions: 7 X 8
Bedroom2
- Features: Flooring - Carpet
- Level: Upper
- Area: 204
- Dimensions: 12 X 17
Bedroom3
- Features: Flooring - Carpet
- Level: Upper
- Area: 182
- Dimensions: 13 X 14
Bedroom4
- Features: Flooring - Carpet
- Level: Upper
- Area: 120
- Dimensions: 10 X 12
Bedroom5
- Features: Flooring - Carpet
- Level: Upper
- Area: 170
- Dimensions: 10 X 17
Bedroom6
- Features: Flooring - Carpet
- Level: Lower
- Area: 374
- Dimensions: 22 X 17
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
Dining Room
- Features: Flooring - Carpet
- Level: Main
- Area: 168
- Dimensions: 12 X 14
Family Room
- Features: Flooring - Carpet,Fireplace - Wood Burning
- Level: Main
- Area: 208
- Dimensions: 16 X 13
Features
- Attic,Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Pantry,Recessed Lighting,Walk-In Closet(s),9'+ Ceilings,Dry Wall
- Door features: French Doors,Six Panel,Sliding Glass
- Window features: Double Pane Windows,Screens,Window Treatments
- Flooring: Carpet,Concrete,Hardwood,Vinyl,Wood
- Number of fireplaces: 3
- Fireplace features: Equipment,Mantel(s),Stone,Wood Burning,Gas/Propane,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 1,152
- Finished area above ground: 3,224
Foyer
- Features: Flooring - HardWood
- Level: Main
- Area: 153
- Dimensions: 17 X 9
Heating & Cooling
- Heating features: Heat Pump,Forced Air,Baseboard,Wood Stove,Electric
- Cooling features: Central Air,Ceiling Fan(s),Heat Pump,Electric
Interior Area
- Total structure area: 5,346
- Total interior livable area: 4,376 sqft
Kitchen
- Features: Flooring - HardWood,Breakfast Nook,Built-in Features,Ceiling Fan(s),Granite Counters,Eat-in Kitchen,Kitchen - Electric Cooking,Recessed Lighting,Pantry
- Level: Main
- Area: 336
- Dimensions: 14 X 24
Laundry
- Features: Flooring - Vinyl
- Level: Upper
- Area: 48
- Dimensions: 6 X 8
Living Room
- Features: Fireplace - Gas,Flooring - Carpet
- Level: Main
- Area: 396
- Dimensions: 22 X 18
Mud Room
- Features: Flooring - Vinyl
- Level: Main
- Area: 56
- Dimensions: 7 X 8
Office
- Features: Flooring - Carpet
- Level: Main
- Area: 108
- Dimensions: 12 X 9
Other
- Features: Flooring - Other
- Level: Upper
- Area: 540
- Dimensions: 15 X 36
Primary Bathroom
- Features: Bathroom - Jetted Tub,Bathroom - Stall Shower,Flooring - Vinyl
- Level: Upper
- Area: 120
- Dimensions: 10 X 12
Primary Bedroom
- Features: Flooring - Carpet,Bathroom - Jetted Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Double Sink,Primary Bedroom - Sitting Area,Walk-In Closet(s)
- Level: Upper
- Area: 378
- Dimensions: 21 X 18
Recreation Room
- Features: Flooring - Carpet
- Level: Lower
- Area: 540
- Dimensions: 15 X 36
Storage Room
- Features: Flooring - Concrete
- Level: Lower
- Area: 196
- Dimensions: 14 X 14
Utility Room
- Features: Flooring - Concrete
- Level: Lower
- Area: 234
- Dimensions: 18 X 13
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 170J22.133.000000
- Zoning: RESIDENTIAL
- Special condition: Probate Listing
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Patio,Porch,Wrap Around
- Exterior features: Bump-outs,Chimney Cap(s),Satellite Dish,Sidewalks
- Has spa: Yes
- Spa features: Bath
- Fencing: Partial,Split Rail
- Has view: Yes
- View description: Garden,Mountain(s),Panoramic,Scenic Vista,Trees/Woods,Street
- Frontage type: Road Frontage
- Horses can be raised: Yes
Lot
- Lot size: 2.06 Acres
- Features: Cul-De-Sac,Front Yard,Level,No Thru Street,Rear Yard,Wooded,Rural
Parking
- Total spaces: 13
- Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Driveway,Private,Attached,Detached
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
- Has uncovered spaces: Yes
- Uncovered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Drought
- Hail
- Hurricane
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $514 | $6,168 |
| Electricity | $480 | $5,761 |
| Total | $4,288 | $51,456 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $599,900 |
| 2026-07-07 | Listed for sale | $649,900 |
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