304 Irwin St, Phillipsburg, NJ, 08865
About This Home
Welcome home to this almost 1500 square foot, beautifully renovated 3-bedroom, 1.5-bath single-family home where modern updates meet timeless contemporary style. Filled with an abundance of natural light, this move-in-ready property has been completely transformed from top to bottom. Enjoy the peace of mind that comes with all-new roof, electrical, plumbing, HVAC, lighting, flooring, bathrooms and more. Cook away and entertian in your brand new kitchen featuring 39" all wood, soft close cabinets, quartz countertops and stainless steel appliances. Every detail has been thoughtfully updated to provide both comfort and functionality. Outside, you'll appreciate the convenience of a 1 car garage and brand-new driveway offering plenty of off-street parking. The full basement and attic both provide endless possibilities for additional living space, a home gym, recreation room, or extra storage. Ideally located just minutes from Route 22, shopping, dining, schools, and everyday conveniences, this home offers the perfect combination of quality, style, and location. Simply unpack and start enjoying everything this exceptional home provides! Bring all offers.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Asphalt Shingle
- Construction materials: Aluminum Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Gas,Self Cleaning Oven,Electric Water Heater
- Laundry features: In Basement
Basement
- Features: Laundry Room
Basement
- Has basement: Yes
- Basement: Yes,Bilco-Style Door,Walk-Out Access
Bedroom1
- Level: Second
- Area: 252
Bedroom2
- Level: Second
- Area: 180
Bedroom3
- Level: Second
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Living/Dining Combo
- Level: First
- Area: 153
Features
- High Ceilings,Bathroom
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,460
- Total interior livable area: 1,460 sqft
Kitchen
- Features: Eat-in Kitchen,Pantry,Separate Dining Area
- Level: First
- Area: 204
Living Room
- Level: First
- Area: 238
Master Bathroom
- Features: Tub Shower
Property
Details
- Parcel number: 3019013070000000110000
- Zoning description: R
Features
- Patio & porch: Open Porch(es)
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: .076 ACRE
Parking
- Total spaces: 4
- Parking features: 1 Car Width,Asphalt,Off Street,On Street,Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,794 | $21,528 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $668 | $8,016 |
| Electricity | $193 | $2,318 |
| Total | $2,798 | $33,576 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $354,900 |
| 2026-07-24 | Price change | $354,900 |
| 2026-07-13 | Price change | $359,000 |
| 2026-07-08 | Listed for sale | $374,000 |
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