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1704 Estrella Ave, Loveland, CO, 80538

2beds
1baths
1,778sqft
$549,000
$309price/sqft
$3,436/moest. monthly cost
$137,440/yrincome needed

About This Home

Outstanding all brick duplex that has had excellent occupancy history. Seller says it's easy to rent. The area surrounding 1704 N. Estrella Avenue in Loveland, Colorado is located in a well-established residential neighborhood on the city's west side, known for its quiet streets and welcoming, suburban feel. The vicinity features a mix of single family homes with mature landscaping, giving it a more settled and comfortable atmosphere. Residents in this area enjoy close proximity to several parks, open spaces, and outdoor recreation opportunities, including nearby foothills access. NOTE: Can be purchased with 444 43rd Street. Both units in each duplex are occupied. Do not disturb tenants and showings require a minimum 24 hour notice to show. Only on unit in each duplex is available to see prior to contract.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
4/10
Bill Reed Middle SchoolGrades 6-81.8 mi
6/10
Loveland High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Property

Details

  • Parcel number: R0361739
  • Zoning: R3E
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,226 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$237$2,844
Property Taxes $237$2,844
Electricity $186$2,232
Total$3,436$41,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,805/yr
40% on housing$103,080/yr
45% on housing$91,626/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$215
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$549,000

For Sale by Agent

AgentBrian Mannlein
BrokerageCushman & Wakefield

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