539 Ferndale Ave, Johnstown, PA, 15905
About This Home
Attention Investors & Entrepreneurs! Don't miss this exceptional mixed-use investment opportunity in the heart of Ferndale Borough. A well-known local landmark, this versatile property offers over 1,500 square feet of commercial storefront space on the main level, providing endless possibilities for retail, office, restaurant, or business use. The second floor features two separate residential apartments, creating excellent income potential. The right-side apartment is occupied by a long-term tenant and offers 1 bedroom and 1 full bath. The left-side apartment, which has a strong rental history and is currently vacant, offers 2–3 bedrooms and 1 full bath, making it ideal for an owner-occupant or a new tenant. Each apartment has its own electric service, while the property is served by one gas meter and one water meter. Whether you're looking to expand your investment portfolio or launch your own business while generating rental income, this property offers outstanding value and opportunity. Ample notice required for showings. MOTIVATED SELLER !!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Shingle
- Construction materials: Aluminum Siding,Frame,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Two Story
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full,Unit 1 Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Features
- Flooring: Carpet,Linoleum
- Attic: Unit 3 Attic
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 3,346
- Total interior livable area: 3,346 sqft
Property
Details
- Zoning description: Commercial
Features
- Pool features: None
Lot
- Lot size: 3,049 sqft
- Features: Rectangular Lot
- Lot size dimensions: 40 x 74
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $118 | $1,416 |
| Electricity | $367 | $4,405 |
| Total | $1,171 | $14,052 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $119,900 |
| 2026-07-14 | Price change | $129,900 |
| 2026-07-13 | Price change | $130,500 |
| 2026-07-07 | Listed for sale | $134,900 |
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