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87 Ripley Rte E #4A, Doniphan, MO, 63935

0beds
1baths
435sqft
$139,000
$320price/sqft
$1,046/moest. monthly cost
$41,840/yrincome needed

About This Home

Looking for a small converted tiny house with access to a private boat ramp on Current River? Here is a very efficient small cabin, with 435 sq ft on the bottom floor and even more potential living area in the upper loft. This cabin comes furnished and is ideal for the weekend getaways or with just a few touches, could be used as an AirBnB. The cabin has a screened sunroom on the back and a small storage building. Property has county water, 1,000 gal septic, phone, and electric. This is a very desirable location and your own personal key to the boat ramp. Better hurry as this will not last long.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

--
6/10
Doniphan Middle SchoolGrades 6-88.7 mi
4/10
Doniphan High SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: None
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Free-Standing Electric Oven,Refrigerator

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Painted/Stained
  • Finished area below ground: 0
  • Finished area above ground: 435

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 435
  • Total interior livable area: 435 sqft

Property

Details

  • Parcel number: 213.005002005001.001
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.26 Acres
  • Features: Adjoins Wooded Area

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$148$1,776
Property Taxes $55$660
Electricity $141$1,693
Total$1,046$12,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,862/yr
40% on housing$31,380/yr
45% on housing$27,893/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 63935$186
Ripley County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 63935$116
Ripley County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$139,000

For Sale by Agent

AgentSteven D Collins
BrokerageCollins & Associates

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