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285 White Birch Ests, Fort Edward, NY, 12828

4beds
2baths
0sqft
$135,000
--price/sqft
$1,109/moest. monthly cost
$44,360/yrincome needed

About This Home

Very Large and Spacious 4 Bedroom 2 Bathroom Double-wide Manufactured home with an Oversized Lot! Come and Move right in, Everything is Luxury-updated in the home, with Modern Finishes, Appliances, and Colors. Home has: New Front Steps, Luxury Waterproof Vinyl Floors( No dusty Carpets!), 3 Bedrooms have Walk-in Closets(4th Bedroom has standard Size closet), Open Floorplan, Paddle Fans, Dedicated Laundry room, Newer Appliances-All Appliances pictured are included in the sale, New Large 10x10 Amish Shed, Large Back Deck, Huge yard, Corner Lot with a view of a wooded area, and Largest Bedroom has En-suite Bathroom with Huge Garden Tub. For peace of mind, at the time if its construction, this home was overseen by the US Dept.of HUD (Housing and Urban Development) for Quality and Safety. This home is located in the Beautiful and Tidy White Birch Estates in Fort Edward, only a 5 min drive from Exit 17 on the I-87 Northway. In this community you OWN your home, but Rent the Land. The Lot rent is $736 per month and includes: Main Road Plowing, Water/Sewer, Garbage Removal, Property/School Tax, and an On-site manager. Approval in the community is required to purchase this home (Reach out to Listing agent for instructions). Because this home is modern, it DOES qualify for a Manufactured home Mortgage (Chattel Loan) reach out to Listing agent for Bank Contacts. Don't hesitate on this home, this sized manufactured home Rarely comes to market-don't miss your opportunity! Reach out to Listing agent for your own private Showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 0

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 736

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Street,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$39$468
Property Taxes $142$1,704
Electricity $246$2,954
Total$1,109$13,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,022/yr
40% on housing$33,270/yr
45% on housing$29,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 12828$159
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12828$198
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Contingent$130,000
2026-08-05Price change$130,000
2026-07-07Listed for sale$135,000

For Sale by Agent

AgentAdam Shelmerdine
BrokerageIRE INVESTMENTS

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