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297 Gulf Shore Dr #A, Pt Washington, FL, 32459

5beds
7baths
4,057sqft
$10,250,000
$2,526price/sqft
$65,141/moest. monthly cost
$2,605,640/yrincome needed

About This Home

Words only begin to capture the essence of this newly constructed, gulf-front masterpiece. Locted within Gulf Trace--one of 30A's most secluded, coveted, and tightly held beachside enclaves--this new home redefines the standard for coastal luxury. Every square inch of this residence was meticulously envisioned and masterfully executed, balancing robust structural integrity with sophisticated, high-end design. Moving through the home, the level of finish is an absolute testament to the owner's flawless vision and uncompromising eye for detail. Eschewing standard builder grades, the owner personally curated every design element to create an atmosphere of refined, organic luxury. Precision craftsmanship shines throughout. A soothing, sophisticated coastal palette flows seamlessly across the home and features exquisite quartzite countertops and intricate, custom-tiled backsplashes. The kitchen features modern cabinetry, an oversized prep island, and top-tier luxury appliances integrated seamlessly to please the most discerning culinary enthusiast. Catering and grand-scale entertaining are handled effortlessly via a hidden, walk-in scullery that keeps prep work out of sight. Effortless movement throughout this residence is guaranteed by a premium residential elevator, providing mechanical access to all four levels of the home. This highly coveted feature ensures that everyone, from young children to multi-generational guests, can transition flawlessly from the ground floor up to the crowning jewel of the property: a spectacular rooftop terrace. From this elevated vantage point, enjoy unparalleled, unobstructed 180-degree views stretching from the twinkling lights of Destin all the way to Panama City Beach--an ideal sanctuary for witnessing unforgettable 30A sunsets. Designed to blur the line between indoor luxury and outdoor paradise, the residence features a gulf-front pool deck seamlessly integrated with a screened lanai. This outdoor oasis serves as the perfect backdrop for open-air dining, coastal entertaining, or quiet relaxation over the emerald waves. The intuitive floor plan is optimized for both grand-scale entertaining and intimate family living. The home boasts multiple distinct living areas, offering effortless traffic flow and premium privacy. Accommodating guests is a breeze with five expansive bedrooms, each featuring its own dedicated ensuite bathroom finished with spa-like fixtures and premium stone. More than just a house, this rare architectural achievement offers an incomparable legacy lifestyle. It stands ready to host generations of family gatherings, deliver years of cherished memories, and provide a lifetime of pure coastal joy to its discerning new owner.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-56.3 mi
8/10
8/10
South Walton High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2026

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Tankless Water Heater

Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14 x 13

Bedroom

  • Level: Third
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: Third
  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Level: Fourth
  • Area: 390
  • Dimensions: 26 x 15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Great Room

  • Level: Second
  • Area: 288
  • Dimensions: 18 x 16

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 4,057
  • Total interior livable area: 4,057 sqft

Kitchen

  • Level: Second
  • Area: 120
  • Dimensions: 12 x 10

Master Bedroom

  • Level: Third
  • Area: 224
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 083S192502000A0100
  • Zoning description: Resid Single Family

Features

  • Stories: 4

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 270 x 41 x 260 x 41

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $51,829$621,948
Home Insurance *$8,719$104,628
Property Taxes $4,185$50,220
Electricity $408$4,899
Total$65,141$781,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,233,405/yr
40% on housing$1,954,230/yr
45% on housing$1,737,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,526This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$590
Walton County$479

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$10,250,000

For Sale by Agent

AgentRoyce W Mitchell
BrokerageBerkshire Hathaway Home Services PenFed Realty

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