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404 Hcr #3258, Mount Calm, TX, 76673

4beds
3baths
2,190sqft
$489,999
$224price/sqft
$3,463/moest. monthly cost
$138,520/yrincome needed

About This Home

Modern Country Living on 11.71 Acres!! It’s YOUR OPPORTUNITY to experience the perfect blend of modern comfort and wide open Texas living with this beautiful home situated on 11.77 acres! Offering 2,200 square feet, this thoughtfully designed home features 4 spacious bedrooms, 3 full bathrooms, and 2 separate living areas, providing plenty of room for family, entertaining, or multi-generational living!! The heart of the home showcases a stunning kitchen complete with quartz countertops, abundant cabinetry, and an open-concept layout that flows seamlessly into the main living area, highlighted by a cozy wood-burning fireplace. Step outside and discover the property’s incredible versatility. A 30’ x 60’ insulated shop comes equipped with electricity, lighting, two oversized ceiling fans, and water already plumbed, making it ideal for a workshop, business, equipment storage, or future expansion. Adding even more value is a charming 336-square-foot cabin with a covered porch and full bathroom. With the bathroom ready for your finishing touches, this space offers excellent potential as a guest house, home office, rental, Airbnb, or private retreat. Whether you’re searching for a peaceful homestead, room for hobbies, or a property with endless possibilities, this one checks all the boxes. Modern home. Functional improvements. Acreage. Opportunity. Schedule your private showing today before it’s gone!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Detached,Log Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First
  • Dimensions: 1 x 1

Features

  • Wet Bar,Built-in Features,Double Vanity,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Natural Woodwork,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,190 sqft

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Doors

Details

  • Parcel number: 453692

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 11.77 Acres

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Circular Driveway,Door-Multi,Driveway,Garage Faces Front,Lighted,Oversized,RV Garage,RV Access/Parking,Secured
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$318$3,816
Property Taxes $428$5,136
Electricity $240$2,885
Total$3,463$41,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,731/yr
40% on housing$103,890/yr
45% on housing$92,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 76673$80
Hill County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 76673
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$489,999
2026-07-07Listed for sale$499,999

For Sale by Agent

AgentMercedes Lane
BrokerageAgents Of Texas, LLC

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