




4238 Cold Springs Rd, Kempner, TX, 76539
About This Home
Ask me about builder incentives!! Set on the tranquil outskirts of Kempner, 4238 Cold Springs Road offers a rare blend of space, craftsmanship, and country calm. This newly listed four-bedroom, two-and-a-half-bath home spans a generous 2,615 square feet, delivering room to spread out without sacrificing warmth or connection. Quality shines throughout this well-built Ben Atkinson Home. Solid construction and thoughtful finishes create a home designed to stand the test of time, while the flexible floor plan adapts effortlessly to growing families, remote work, or hosting weekend guests. Four bedrooms provide ample privacy, and the additional half-bath adds everyday convenience for busy households. Outdoors is where this property truly invites you to unwind. Expansive grounds give you space to garden, entertain, or simply savor the wide Texas sky. Imagine morning coffee on the porch, evening gatherings under the stars, and plenty of room for pets and play. It's the kind of outdoor canvas that turns a house into a lifestyle. The surrounding neighborhood balances peaceful seclusion with practical access. Heritage Park sits just minutes away, perfect for weekend strolls and picnics, while Crossroads High School serves nearby families. Everyday errands are simple, too, with Walmart Neighborhood Market and Killeen amenities within an easy drive. Here, small-town serenity meets modern accessibility, offering the best of both worlds. Whether you're seeking a quiet retreat or a spacious family haven, this Kempner gem delivers character, comfort, and endless potential. Come discover a place ready to welcome your next chapter with open doors.
Getting Around
Schools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick Veneer,Masonry
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Built-In Oven,Microwave,Range
- Laundry features: Laundry in Utility Room,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Double Vanity,Granite Counters,Garden Tub/Roman Tub,Home Office,Pull Down Attic Stairs,Split Bedrooms,Soaking Tub,Separate Shower,Walk-In Closet(s),Breakfast Bar,Breakfast Area,Eat-in Kitchen,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Walk-In Pantry
- Flooring: Carpet,Tile
- Fireplace features: Living Room
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,615 sqft
Property
Details
- Parcel number: 529443
- Special condition: Builder Owned
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio,Porch
- Exterior features: Covered Patio,Porch
- Fencing: None
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 0.64 Acres
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,927 | $35,124 |
| Home Insurance * | $309 | $3,708 |
| Property Taxes | $583 | $6,996 |
| Electricity | $287 | $3,445 |
| Total | $4,106 | $49,272 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $579,000 |
