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2589 Yardville Hamilton Sq, Trenton, NJ, 08620

3beds
2baths
1,300sqft
$399,900
$308price/sqft
$3,056/moest. monthly cost
$122,240/yrincome needed

About This Home

Welcome Home to Hamilton Square! This fully renovated 3-bedroom, 1.5 bath semi-detached colonial is brimming with character, charm, and endless possibilities. Perfectly situated on a desirable corner lot, it offers a spacious yard ready for gardens, gatherings, or simply enjoying the seasons. Step onto the cozy front porch, where you can picture morning coffee or evening conversations. Inside, an open and airy floor plan greets you with a light-filled living room that flows seamlessly into the dining room and beautifully designed kitchen. The heart of the home, this kitchen features custom shaker cabinetry, gleaming quartz countertops, stainless steel appliances, and thoughtful finishes that make cooking and entertaining a joy. Just off the kitchen, you’ll find a mud room with a dedicated laundry area, a convenient half bath, and direct access to the rear deck. Second floor contains two spacious bedrooms and a full bath, thoughtfully updated with today’s style in mind. The finished third floor offers a loft-style bedroom providing endless possibilities whether you envision a playroom, office, studio, or cozy retreat, this space is ready to become whatever your heart desires. The basement provides abundant storage making organization a breeze. With its inviting design, modern updates, and prime Hamilton Square location, this home is truly move-in ready and waiting for its next chapter.

Getting Around

69
WalkingSomewhat Walkable
28
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

5/10
Sayen Elementary SchoolGrades K-50.5 mi
4/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Soaking Tub,Built-in Features,Ceiling Fan(s)
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030194600010
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 50.55 ft x 128 ft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Parking Lot
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$125$1,500
Property Taxes $716$8,592
Electricity $193$2,318
Total$3,056$36,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,777/yr
40% on housing$91,680/yr
45% on housing$81,493/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 08620$257
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08620$304
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$399,900
2026-07-24Price change$399,900
2026-07-07Listed for sale$415,000

For Sale by Agent

Agentvalerie Joseph
BrokerageColdwell Banker Residential Brokerage - Princeton

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