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1010 Stratford Ln, Shelbyville, IN, 46176

5beds
3baths
2,506sqft
$319,000
$127price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

Finally, an affordable dream home! This is the Washington floorplan by Davis Homes which offers space and a flexible layout for today's living. It offers an open floorplan, first-floor flex space that can be used as a guest bedroom or office/study AND a full bath. The kitchen features quartz countertops, and is equipped with a pantry, a center island, and plenty of cabinet space, and is open to the dining nook and gathering room. Keep things neat and tidy with a foyer offering storage space. The second level features a primary suite with the walk-in closet of your dreams, and an ensuite bath with a double vanity, and shower and tub. All other bedrooms have walk-in closets and the icing on the cake is a loft space. This is a well-built, functional, and sharp-looking home in a neighborhood in the heart of Shelbyville and close to everything.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl With Brick

Other

  • Builder name: Davis Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Refrigerator

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Upper
  • Area: 140
  • Dimensions: 10x14

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom5

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Features

  • Entrance Foyer,Eat-in Kitchen,Pantry,Walk-In Closet(s),Double Vanity,Breakfast Bar,Kitchen Island

Great Room

  • Level: Main
  • Area: 306
  • Dimensions: 17x18

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,506
  • Total interior livable area: 2,506 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Upper
  • Area: 54
  • Dimensions: 6x9

Loft

  • Level: Upper
  • Area: 140
  • Dimensions: 10x14

Master Bedroom

  • Level: Upper
  • Area: 255
  • Dimensions: 15x17

Property

Details

  • Parcel number: 731104100245000002
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$197$2,364
Property Taxes $178$2,136
Electricity $229$2,756
Total$2,217$26,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 46176$109
Shelby County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 46176$120
Shelby County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$319,000

New Construction

AgentDavid Landau
BrokerageHighgarden Real Estate

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