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23673 Lily St NW, Saint Francis, MN, 55070

2beds
1baths
964sqft
$339,900
$353price/sqft
$2,389/moest. monthly cost
$95,560/yrincome needed

About This Home

New Construction, will be completed about August 1st. Open floor plan!. Home features knockdown ceilings, center island w/breakfast bar, upgraded cabinets and stainless steel appliances. Home also has large foyer and nicely sized bedrooms. Main level has engineered floor trusses so it is easy to finish off the lower level with an additional bedroom, bathroom and family room. Yard will be nicely finished with black dirt, sod sprinkler system, mulch and shrubs.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
St. Francis High SchoolGrades 9-120.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Sump Basket

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 964

Foyer

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Great Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,928
  • Total interior livable area: 964 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 964

Features

  • Levels: Multi/Split

Lot

  • Lot size: 10,238 sqft
  • Features: Sod Included in Price,Tree Coverage - Light
  • Lot size dimensions: 50 x 186 x 74 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$235$2,820
Property Taxes $266$3,192
Electricity $170$2,050
Total$2,389$28,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,908/yr
40% on housing$71,670/yr
45% on housing$63,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 55070$176
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55070$208
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$339,900

New Construction

AgentDale Ervin Anderson
BrokerageRE/MAX Results

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