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392 Undercliff Ave Unit 1, Edgewater, NJ, 07020

5beds
5baths
--sqft
$2,195,000
--price/sqft
$14,936/moest. monthly cost
$597,440/yrincome needed

About This Home

Welcome to 392 Undercliff Unit 1, a new construction duplex by Avant Developers offering four levels of luxury living with a private elevator, 2-car garage, and rooftop retreat. This 5-bedroom, 4.5-bath residence is thoughtfully designed for modern living. The main level showcases an oversized great room with a fireplace w custom arched shelving, formal dining area, chef's kitchen, breakfast nook, w in pantry, and professionally designed pwdr room. An oak floating staircase serves as the home's architectural centerpiece. Upstairs, the primary suite features a fireplace with custom recessed shelving, spa-inspired ensuite with double vanity, and walk-in closet. This level also includes a secondary ensuite bedroom with walk-in closet, flexible office/additional bedroom, and laundry room with sink. The rooftop level offers additional rec room with wet bar, full bath, additional bedroom with walk-in closet, and a private rooftop deck perfect for entertaining with NYC views. The lower level features a mudroom off the garage, recreation room with wet bar, guest bedroom, full bath, coat closet, and under-stair storage. Situated on Edgewater's most prestigious street, Undercliff this exceptional home is moments from renowned restaurants, NYC transportation, Ferry etc. Property comes with 10 year warranty. Please note select images are architectural renderings and/or virtually staged. Home will be deliv completed; however certain finishes and design details may vary from rendering.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Elevator

Property

Features

  • Waterfront features: None

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,099$133,188
Home Insurance *$187$2,244
Property Taxes $3,457$41,484
Electricity $193$2,318
Total$14,936$179,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$512,091/yr
40% on housing$448,080/yr
45% on housing$398,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07020$607
Bergen County$632

vs Homes Sold Last Month

Median $/sqft

ZIP 07020$723
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$2,195,000

For Sale by Agent

AgentJohn Poggiogalle
BrokerageNew and Modern Group

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