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5820 Garden Bar Rd, Lincoln, CA, 95648

2beds
4baths
8,822sqft
$5,200,000
$589price/sqft
$32,928/moest. monthly cost
$1,317,120/yrincome needed

About This Home

Welcome to The Ranch offering resort style living with over 155 acres, a main house and second home for the groundskeeper or long term guest. The guest house is a 3 bed, 2 bath, 2 car garage with an indoor laundry room. From the second you enter the gates you're transported to your own private resort. The main house is over 8,0000 with 20ft ceilings, open floor plan, chefs kitchen, sauna, deck that overlooks the property and much much more. The property features one lake and two ponds, one you can go fishing and water skiing. Also has an indoor and outdoor basketball court, tennis court, volleyball court, indoor handball court, helipad, barn, three waters and sprawling views of the hills. Water from the 200ft well and has a 25,000 water tower. Fruit trees include cherries, apricots, apples, pecans, oranges, lemons, peaches and more. The property also has a barn for the 50 cows that are included in the sale. There is also a workshop with plenty of room for your tools and toys. Come see it for yourself! Virtual tour available too.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
7/10
Lincoln High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 8,822 sqft

Kitchen

  • Features: Kitchen Island,Island w/Sink

Master Bathroom

  • Features: Jetted Tub

Property

Details

  • Parcel number: 026072002000
  • Zoning: F-B-X
  • Special condition: Standard
  • Horse amenities: 1-6 Stalls,Barn Amenities

Features

  • Exterior features: Balcony,Dock
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Entry Gate,Gated Driveway/Sidewalks
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 155.50 Acres

Parking

  • Total spaces: 8
  • Parking features: Attached,Boat,Covered,Detached,RV Storage,Circular Driveway,Gated
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Avalanche
Inland Flooding

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,294$315,528
Home Insurance *$1,320$15,840
Property Taxes $3,423$41,076
Electricity $1,891$22,701
Total$32,928$395,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,128,960/yr
40% on housing$987,840/yr
45% on housing$878,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$589This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$369
Placer County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$5,200,000

For Sale by Agent

AgentTyson Redmond
BrokerageCompass

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