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2176 S Bear Lake Blvd #338, Garden City, UT, 84028

3beds
3baths
1,400sqft
$899,000
$642price/sqft
$5,154/moest. monthly cost
$206,160/yrincome needed

About This Home

Two Units, One Dream Investment: Welcome to Ideal beach resort, one of a kind. Whether you're looking for a turnkey vacation rental with serious income potential or the ultimate family compound, this Garden City gem delivers on every front. Tucked into a resort-style community with huge green space, pools, hot tubs, a playground, mini golf, and even an on-site store/Ice cream shop, your guests (or your crew) will never want to leave. Both units have Washer Dryer which is very unique and both units have mini split systems to keep you cool in the summer and warm in the winter. Roof has been completely redone and is already paid for! This beach front private gated community will provide a place to make family memories for generations to come! And here's the best part: you're buying two units under one tax ID. Rent them together for big groups, or separately for maximum flexibility. Either way, this property is already doing the heavy lifting, currently generating just over $50,000 in gross annual income running just May through September. That's a five-month season, folks. The Main Unit is a spacious 2-bed, 2-bath retreat that sleeps up to 15 guests, yes, really. The upstairs unit sleeps 4 additional! It's the perfect base camp for reunions, friend groups, and families who like to travel big. The Studio is a cozy, self-contained escape sleeping ,deal for couples, solo travelers, or as a complementary add-on booking alongside the main unit. Comes fully furnished ready to take over! Check out the airbnb links here: https://www.airbnb.com/hosting/listings/editor/978407280011878123/view-your-space https://www.airbnb.com/hosting/listings/editor/978920199382645881/view-your-space Will consider seller financing with $200,000 down. 5.95% interest term is negotiable.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
North Rich SchoolGrades K-56.5 mi
6/10
Rich Middle SchoolGrades 6-86.5 mi
5/10
Rich High SchoolGrades 9-1219.4 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1979

Materials

  • Roof: Metal

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Gas Grill/BBQ,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 41340000000

Features

  • Stories: 2
  • Entry location: Top Level
  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo,Association
  • Patio & porch: Covered Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes

Lot

  • Lot size: 435.60 sqft
  • Features: Waterfront
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Wildfire
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $186$2,232
Property Taxes $254$3,048
Electricity $169$2,039
Total$5,154$61,848

Income You'd Need if You Spent...

35% on housing$176,708/yr
40% on housing$154,620/yr
45% on housing$137,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$642This listing

vs Other Active Listings

Avg $/sqft

ZIP 84028$197
Rich County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 84028
Rich County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$849,000
2026-07-21Price change$899,000
2026-07-07Listed for sale$929,000

For Sale by Agent

AgentAmy Kendall
BrokerageKW Westfield (ACADIA)

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