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1405-1407 Captain Oneal Dr, Daphne, AL, 36526

0beds
0baths
--sqft
$347,900
--price/sqft
$2,338/moest. monthly cost
$93,520/yrincome needed

About This Home

Build your dream home in the heart of Historic Olde Town Daphne! This rare opportunity features two combined lots, offering ample space to design and build the custom home you've always envisioned. Perfectly situated within walking distance to beautiful Mobile Bay, and boarders May Day Park in Daphne, you'll enjoy the charm, history, and coastal lifestyle that make this area so special.This exceptional property provides easy access to a waterfront boardwalk, fishing pier, sandy beach, playground, and picturesque picnic areas enjoy breathtaking sunsets and outdoor gatherings. Whether you're looking for a peaceful retreat or a place to create lasting family memories, this prime location offers the very best of Gulf Coast living.Don't miss your chance to own a piece of one of Daphne's historic neighborhoods! Buyer to verify all information during due diligence.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
Daphne High SchoolGrades 9-124.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Property

Lot

  • Lot size: 0.48 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,759$21,108
Home Insurance *$255$3,060
Property Taxes $84$1,008
Electricity $240$2,881
Total$2,338$28,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,160/yr
40% on housing$70,140/yr
45% on housing$62,346/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 36526$169
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36526$176
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Listed for sale$347,900

For Sale by Agent

AgentJan Scott
BrokerageEXIT REALTY GULF SHORES

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