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1105 W G St #1107, Oakdale, CA, 95361

2beds
2baths
1,570sqft
$545,000
$347price/sqft
$3,632/moest. monthly cost
$145,280/yrincome needed

About This Home

TWO HOMES ON ONE LOT-IDEAL FOR MULTI-GENERATIONAL LIVING AND INCOME POTENTIAL. Discover the perfect blend of comfort, flexibility, and energy efficiency with this unique property featuring two separate homes on one lot, each with its own utility services. Whether you're looking for multi-general living, a private guest residence, or an opportunity to generate rental income, this property offers exceptional versatility. The main home 1570 Sq.ft. offers 2 bedrooms, 2 bathrooms, beautiful hardwood flooring, & a spacious open-concept layout connecting the living room, dining/family area, and kitchen. The kitchen features a 5-burner gas range/oven, refrigerator & pantry.A convenient laundry area with additional flex space provides room for home office, craft area or potential sleeping space. The rear home features 696 Sq. Ft. 1 bedroom, 1 bathroom, a cozy living room, kitchen & its own laundry area, perfect for extended family, guests or rental income. Both homes include washers & dryers, with kitchen appliances, providing true move-in convenience. ENERGY EFFICIENCY is a major highlight. Recent Improvements include newer water heaters, newer roofs, newer A/C units, & an oversized owned solar energy system engineering to produce up to 125% of the property's annual energy usage. Located on a street with a mix of established homes and rental properties, this versatile property is ideal for owner-occupants looking to offset their mortgage with rental income, or multigenerational living. Live in one home & rent the other. This is a rare opportunity to own a versatile energy-efficient property offering flexibility and potential, that's hard to find. Schedule your private showing today.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

9/10
4/10
6/10
Oakdale High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Raised,Other
  • Roof: Composition
  • Construction materials: Brick,Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Bungalow
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Dryer,Washer
  • Laundry features: Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area,Other

Features

  • Flooring: Laminate,Tile,Wood,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,570 sqft

Kitchen

  • Features: Pantry Closet,Stone Counters

Property

Details

  • Parcel number: 130027026000
  • Zoning: SFR
  • Special condition: Offer As Is

Features

  • Fencing: Back Yard,Wood,Fenced,Front Yard

Lot

  • Lot size: 6,499 sqft
  • Features: Sprinklers In Front,Curb(s)/Gutter(s),Street Lights,Landscape Front,Low Maintenance

Parking

  • Total spaces: 3
  • Parking features: No Garage,Uncovered Parking Spaces 2+,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$148$1,776
Property Taxes $331$3,972
Electricity $398$4,786
Total$3,632$43,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,525/yr
40% on housing$108,960/yr
45% on housing$96,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 95361$325
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95361$297
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$525,000
2026-07-28Price change$545,000
2026-07-23Price change$569,000
2026-07-15Price change$569,500
2026-07-07Listed for sale$589,900

For Sale by Agent

AgentMarilyn Hudec
BrokerageHudec Realty

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