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745 River Walk Dr, Birmingham, AL, 35216

3beds
3baths
1,488sqft
$343,000
$231price/sqft
$2,236/moest. monthly cost
$89,440/yrincome needed

About This Home

Low-maintenance living in the heart of Riverchase at Riverwalk! Our thoughtfully designed 3-bedroom attached cottage offers the perfect blend of style, comfort, & convenience. The open-concept main level features a bedroom and bath - high-end finishes, spacious living areas, & a modern kitchen that flows seamlessly into the dining & living spaces—ideal for everyday living & entertaining. Upstairs, the private primary suite provides a peaceful retreat, while the additional bedroom offers flexibility for guests, a home office, or hobbies. Located just minutes from I-65, Highway 31, shopping, dining & healthcare, Riverwalk offers unmatched convenience in one of Hoover’s most desirable locations. Future community amenities will include a clubhouse, fitness center, and pool, creating the perfect balance of connection, recreation, & relaxation. Whether you’re looking to simplify, invest in your future, or enjoy a more convenient lifestyle - Riverwalk is designed for how you live today.

Getting Around

15
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

10/10
10/10
Berry Middle SchoolGrades 6-8,11-123.9 mi
10/10
Spain Park High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Microwave,Electric Oven,Self Cleaning Oven,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Upper Level,Laundry Closet,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Smooth Ceilings,Linen Closet,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,488

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,488 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 000000000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: In Ground,Fenced,Community
  • Patio & porch: Open (PATIO),Patio,Porch
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Features: Subdivision

Parking

  • Parking features: Parking (MLVL),Off Street,On Street,Unassigned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,734$20,808
Home Insurance *$142$1,704
Property Taxes $120$1,440
Electricity $240$2,881
Total$2,236$26,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,662/yr
40% on housing$67,080/yr
45% on housing$59,626/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 35216$162
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35216$202
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$343,000

For Sale by Agent

AgentNikki Watts
BrokerageSB Dev Corp

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