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1234 Moloaa Rd, Kapaa, HI, 96746

1beds
1baths
720sqft
$1,635,000
$2,271price/sqft
$9,346/moest. monthly cost
$373,840/yrincome needed

About This Home

Jungle Retreat 1-bedroom cottage nestled along the serene Moloaa River on Kauai's breathtaking North Shore — where the river meets the sea and time simply slows down. Here are some Property Highlights -Private backyard dock — paddle your kayak directly down the Moloaa River to the pristine and secluded shores of Moloaa Beach & Bay -One of Kauai's most unspoiled and hidden stretches of coastline just a short paddle from your door -Outdoor soaking tub with hot water — soak outside surrounded by lush tropical landscape -Convenient downstairs hot & cold shower — perfect for rinsing off after a day at the beach -Back deck with BBQ — entertain, dine, and unwind overlooking the peaceful Moloaa River -Coveted & transferable Vacation Rental Permit (TVR) included — an irreplaceable asset virtually unobtainable under current Kauai County regulations TVNC-4200 Property being sold at recently appraised value View the video here https://trevor-sweaza-photography.aryeo.com/videos/01a01175-2e17-73ae-a3ba-3f0422b65ff6

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

3/10
Kapaa Elementary SchoolGrades PK-57.2 mi
2/10
Kapaa Middle SchoolGrades 6-87.9 mi
6/10
Kapaa High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 4490130230000
  • Zoning: O
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 9,714 sqft

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Landslide
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,267$99,204
Home Insurance *$365$4,380
Property Taxes $340$4,080
Electricity $374$4,497
Total$9,346$112,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$320,434/yr
40% on housing$280,380/yr
45% on housing$249,226/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,271This listing

vs Other Active Listings

Avg $/sqft

ZIP 96746$855
Kauai County$1,387

vs Homes Sold Last Month

Median $/sqft

ZIP 96746$604
Kauai County$725

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$1,635,000
2026-07-07Listed for sale$1,650,000

For Sale by Agent

AgentTom Summers
BrokerageSummers Realty

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