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54 Palomino Loop, Jamestown, NM, 87347

3beds
2baths
1,456sqft
$299,000
$205price/sqft
$1,985/moest. monthly cost
$79,400/yrincome needed

About This Home

Country Living with Incredible Views Horses Welcome! Escape to the peace and quiet of country living at 54 Palomino Loop, Jamestown. Situated on spacious acreage, this beautiful 3-bedroom, 2-bathroom home offers the perfect blend of comfort, privacy, and stunning sceneryjust minutes from Gallup, New Mexico. Inside, you'll find a large, inviting living room with beautiful tile flooring, a spacious dining room, and a generously sized kitchen that's ideal for everyday living and entertaining. The thoughtful layout provides plenty of room for family and guests. Step outside to enjoy fantastic panoramic views from both the front and back decks, where you can relax and take in the fresh country air. The property offers ample space for horses and outdoor activities, making it an excellent choice for those seeking a rural lifestyle. With well-maintained roads providing easy access, you'll enjoy the convenience of being close to Gallup while still experiencing the tranquility of country living. Property Highlights: 3 bedrooms, 2 full bathrooms Spacious living room with beautiful tile floors Large dining room and kitchen Front and back decks with spectacular views Peaceful acreage with room for horses Well-maintained roads Just minutes from Gallup, NM Come experience the beauty, space, and serenity this exceptional property has to offer! Kaul Corley@505-879-9143

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Thoreau Elementary SchoolGrades PK-513.1 mi
6/10
Thoreau Middle SchoolGrades 6-812.4 mi
4/10
Thoreau High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Metal
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Free Standing
  • Fireplace: Yes

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 2089083184337

Features

  • Stories: 1
  • Patio & porch: Patio Covered
  • Exterior features: Horses Allowed,Deck
  • Fencing: Cross Fenced
  • Topography of land: Cross Fenced, Wire

Lot

  • Lot size: 2.88 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$239$2,868
Property Taxes $87$1,044
Electricity $148$1,780
Total$1,985$23,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,057/yr
40% on housing$59,550/yr
45% on housing$52,933/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 87347$104
McKinley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 87347$194
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$299,000

For Sale by Agent

AgentKaul Corley
BrokerageKeller Williams Realty Gallup Living

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