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664 Belfast Loop, Ellabell, GA, 31308

3beds
2baths
1,530sqft
$319,900
$209price/sqft
$2,188/moest. monthly cost
$87,520/yrincome needed

About This Home

THE WAIT IS OVER, PHASE 6 RIVER BLUFF NOW OPEN!! *WELCOME PKG INCLUDED! CHOOSE UP TO $5000 TOWARDS CLOSING COSTS, DESIGN UPGRADES OR RATE BUY DOWN!* New Oaklyn 3 plan situated on large half acre lot! Southeast Bulloch & Ellabell's affordable living community minutes to I-16, Pooler, Effingham & Bryan County in the highly rated SEB schools! Beautifully designed homes include low maintenance vinyl siding, brick skirt, architectural shingles, Low E vinyl windows, energy effic. systems, custom cabinetry, stainless appl pkg., spa-like baths, on half acre or larger homesite. Sod, seed, landscaping and irrigation pkg included! LOT 185 features AHHmazing flow-through design, fabulous curb appeal and breezy back porch! 10ft ceiling spanning great room open to kitchen with tons of cabinetry, island seating and walk-in pantry. Primary suite w/ large walk-in closet & 6ft zen-like tub/shower combo w/ tile surround. Qualifies USDA 100% Financing to qualified Buyers! Plans/Specs subject to change at builder discretion, photos for illustration only. SEE VIRTUAL TOUR!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Stilson Elementary SchoolGrades PK-52.7 mi
7/10
6/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Other

  • Builder model: Oaklyn 3

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,High Ceilings,Main Level Primary,Pantry,Pull Down Attic Stairs,Split Bedrooms,Vaulted Ceiling(s)
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,530 sqft

Property

Details

  • Parcel number: 196 000030B185
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 0.52 Acres
  • Features: Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Drought
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$182$2,184
Property Taxes $170$2,040
Electricity $219$2,637
Total$2,188$26,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,017/yr
40% on housing$65,640/yr
45% on housing$58,346/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 31308$192
Bulloch County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 31308$199
Bulloch County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$319,900
2026-07-08Pending sale$319,900

New Construction

AgentErin S. Burns
BrokerageColdwell Banker Conner Realty

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